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Sold

Sold·Closed Dec 15, 2025·15 days on market

2219 SE 46th Terrace

Gainesville, FL 32641

$99,470sold priceListed at $98,000 · 101.5% of asking$99/sqftMLS# 2118092
3
Beds
1.5
Baths
1,008
Sq Ft
1964
Built
—
Garage
No
Pool
No HOA10,019 sqft lotSingle Family Residence1 story

About this home

Gainesville

Well loved family home, fully fenced, on good sized lot, secluded dead end street, close to elementary & high schools .Solid concrete block construction, terrazo flooring. Ideal starter or investment/rental opportunity.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$551
Estimated total, before insurance$551/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$99,470
$19,894
Loan Term
Monthly Payment
$551
Principal & Interest: $551
Insurance (est.): $66
Estimated Total Monthly
$617
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1964)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,439 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:32 AM, sunset 6:56 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Nov 15, 2025Listed$98,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $95/sq ft; this home is listed at $97/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2208 SE 30th Street, Gainesville, FL 32641Listed by 904 REALTY LLCSep 2026$120,000$953/21,260131
2532 NE 13th Avenue, Gainesville, FL 32641Listed by REALHOME SERVICES AND SOLUTIONS INCFeb 2026$103,425$834/1.51,248692.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$98,000
Price / Sq Ft$97
Bedrooms3
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,008
Total Structure Area1,350 sq ft
Acres0.23 acres
Year Built1964
TypeResidential
Sub-TypeSingle Family Residence
StyleMid-Century Modern
Property ConditionFixer
StatusClosed
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryLake Forest
MiddleAbraham Lincoln
HighEastside

Community Information

Address2219 SE 46th Terrace, Gainesville, FL 32641
Area702-Gainesville-SE
Subdivision**verifying Subd**
CityGainesville
CountyAlachua
StateFL
Zip Code32641
Lot Size10,018.8 sq ft
Parcel Number16189003013
ZoningResidential

Amenities

Community FeaturesStreet Lights
UtilitiesCable Available, Electricity Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingOther

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower
AppliancesElectric Oven, Electric Range
HeatingNone
CoolingNone
FlooringTerrazzo, Vinyl
# of Stories1
LevelsOne
LaundryWasher Hookup

Exterior

Lot DescriptionDead End Street
Patio / PorchCovered, Porch, Screened, Side Porch
FencingChain Link, Full
RoofShingle
ConstructionBlock
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 15, 2025
Days on Market15
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: SAFE EARTH LLC

Sold by: SAFE EARTH LLC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Dec 15, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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