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Sold

Sold·Closed Jan 26, 2026·14 days on market

695 Carlin Road

Satsuma, FL 32189

$225,000sold priceListed at $225,000 · 100% of asking$155/sqftMLS# 2115652
3
Beds
2
Baths
1,456
Sq Ft
1987
Built
1
Garage
No
Pool
No HOA0.70 acresWaterfrontManufactured Home1 story

About this home

Satsuma

Welcome to your private lakeside retreat! This beautifully updated 3-bedroom, 2-bath home sits on a spacious 0.7-acre lot and offers the perfect blend of comfort, privacy, and outdoor living. Enjoy peace of mind with a 1-year-old roof, newer flooring throughout, and a 5-year-old HVAC system. Step outside and take in the view from your screened-in back porch or relax on the expansive front and rear decks—perfect for entertaining or simply enjoying the peaceful surroundings. The fenced backyard provides plenty of space for pets, gardening, or outdoor activities. Car enthusiasts or hobbyists will love the attached carport, separate garage, and multiple storage rooms for all your tools and toys. The highlight of this property is the spring-fed, 5+ acre private lake—fully stocked with fish and ideal for kayaking, canoeing, or casting a line from your own backyard dock. Experience the tranquility of lakeside living without the noise or traffic of Dunns Creek.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,246
Estimated total, before insurance$1,246/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$711/yr · $59/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$225,000
$45,000
Loan Term
Monthly Payment
$1,246
Principal & Interest: $1,246
Insurance (est.): $150
Estimated Total Monthly
$1,396
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

Southwest-facing backyard — long light and winter sunsets

The listing reports the home facing northeast, which puts the backyard on the southwest side. Today at this address: sunrise 7:25 AM, sunset 7:01 PM.

  • The rear carries sun from midday deep into the evening, and in winter the sun sets almost straight into this exposure — the longest usable outdoor light of the diagonal lots.
  • Summer late-afternoons run hot; a pool here is warm and sunset-lit, and shading the lanai’s west edge earns its keep.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $711/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 30, 2025Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $215/sq ft; this home is listed at $155/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
792 Ridgeline Road, Satsuma, FL 32189Listed by IHEART REALTY INCMay 2025$424,900$2812/21,510130.3
112 Fran Lane, Satsuma, FL 32189Listed by MAXREV, LLCApr 2025$230,000$2152/11,072280.3
161 Smith Lane, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCAug 2026$100,000$722/21,3801100.4
115 Cleo Lane, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCJul 2026$219,900$1684/21,30840.7
117 Jill Lane, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCSep 2026$263,000$2172/21,2101810.9
114 Palmetto Road, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INCSep 2026$186,000$1533/21,21621.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$225,000
Price / Sq Ft$155
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,456
Acres0.70 acres
Year Built1987
TypeResidential
Sub-TypeManufactured Home
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages1
# of Carport Spaces4
Has PoolNo
Is WaterfrontYes
Direction FacesNortheast

Community Information

Address695 Carlin Road, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionSatsuma Heights
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size30,492 sq ft
Parcel Number381127000050501510

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached, Carport, Detached, Off Street
ViewCanal, Lake
Waterfront TypeCanal Front, Lake Front

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Tub with Shower
AppliancesDryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionAgricultural, Cleared
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 30, 2025
Days on Market14
Tax Amount$711.49
Tax Year2024
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MAXREV, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jan 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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