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Sold·Closed Nov 25, 2025·5 days on market

1534 Center Street

Green Cove Springs, FL 32043

$245,000sold priceListed at $245,000 · 100% of asking$200/sqftMLS# 2114648
3
Beds
2
Baths
1,224
Sq Ft
2006
Built
2
Garage
No
Pool
No HOA6,098 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Welcome home to this charming 3-bedroom, 2-bath retreat in the heart of growing Green Cove Springs! This move-in ready home sits on a desirable corner lot and features an open floor plan with easy-to-maintain laminate flooring throughout. The kitchen shines with granite countertops, a stylish tile backsplash, and brand-new stainless steel stove and microwave. Enjoy peaceful mornings or evening gatherings on the covered porch overlooking your fully fenced yard. A spacious 2-car garage provides plenty of room for parking and storage. The roof is just one year old, and the water heater is brand new for added peace of mind. Conveniently located within walking distance to a local elementary school and only minutes from the St. Johns River and scenic Spring Park, this home perfectly blends comfort, charm, and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Property taxesest. at asking price, Clay County$375
Estimated total, before insurance$1,733/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Property taxes (est.): $375
Insurance (est.): $163
Estimated Total Monthly
$1,896
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,441 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $480/yr

Estimated taxes if purchased at asking price: ~$4,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 23, 2025Listed$245,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $200/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2 N Oakridge Avenue, Green Cove Springs, FL 32043Listed by HERRON REAL ESTATE LLCSep 2026$140,000$1393/11,008170.1
1407 Spruce Street, Green Cove Springs, FL 32043Listed by COMPASS FLORIDA LLCJul 2026$110,000$1003/1.51,10400.2
101 S Oakridge Avenue, Green Cove Springs, FL 32043Listed by FLORIDA HOMES REALTY & MTG LLCJun 2026$200,000$1364/2.51,4681010.2
1643 Spruce Street, Green Cove Springs, FL 32043Listed by MOMENTUM REALTYMar 2026$235,000$2143/11,098250.2
20 Vermont Avenue, Green Cove Springs, FL 32043Listed by COMPASS FLORIDA LLCFeb 2026$225,000$1973/11,14590.2
1217 Spruce Street, Green Cove Springs, FL 32043Listed by EXP REALTY LLCMar 2026$259,000$1884/21,3801240.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$245,000
Price / Sq Ft$200
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,224
Acres0.14 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1534 Center Street, Green Cove Springs, FL 32043
Area161-Green Cove Springs
SubdivisionGolden Gate Manor
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,098.4 sq ft
Parcel Number38062601840200000

Amenities

UtilitiesElectricity Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, In Garage, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot
Patio / PorchFront Porch, Patio
FencingBack Yard
RoofShingle
ConstructionFrame, Vinyl Siding
Road SurfaceAsphalt

Additional Information

Date ListedOctober 23, 2025
Days on Market5
Tax Amount$480
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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