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Sold·Closed Dec 12, 2025·82 days on market
497 Live Oak Loop
Crescent City, FL 32112
About this home
Crescent City
LIVE OAK GOLF AND COUNTRY CLUB ESTATES - RARE FIND 4/2/2 BRANDYWINE FLOOR PLAN WITH 1828' SF +/- AND A 112' SF +/- COVERED PATIO. OPEN CONCEPT, SPLIT BEDROOM LAYOUT, GRANITE COUNTERTOPS AND VANITIES, STAINLESS UPDATED APPLIANCES, GAS STOVE, UPGRADED FLOORING, WHOLE HOUSE WATER SOFTENER, REVERSE OSMOSIS, TINTED, DUAL PANE WINDOWS, ADT SECURITY SYSTEM, BURIED UTILITY LINES, RPUMA WATER AND PUBLIC SEWER, ON SITE STORAGE PARKING, PEACEFUL, FAMILY-FRIENDLY NEIGHBORHOOD AMID BEAUTIFUL AND ABUNDANT NATURE. CLOSE TO RESTAURANTS AND GROCERY STORES. MOTIVATED SELLER
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest park or preserve
Deep Creek Conservation Areaabout 23 mi · 4.1 mi of trails
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $3,564/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $137/sq ft; this home is listed at $150/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 456 Live Oak, Crescent City, FL 32112Listed by WJH BROKERAGE FL LLC | Jun 2025 | $268,990 | $137 | 4/2.5 | 1,964 | 86 | 0 |
| 380 Live Oak Loop, Crescent City, FL 32112Listed by IHEART REALTY INC | Nov 2025 | $259,000 | $128 | 4/2.5 | 2,018 | 90 | 0.1 |
| 553 Live Oak Loop, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTY | Sep 2025 | $270,000 | $148 | 4/2 | 1,828 | 34 | 0.1 |
| 671 Live Oak Loop, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTY | May 2026 | $265,000 | $156 | 4/2 | 1,702 | 97 | 0.2 |
| 108 Mocking Bird Lane, Crescent City, FL 32112Listed by CENTURY 21 TRITON REALTY | Jun 2025 | $112,500 | $70 | 4/3 | 1,600 | 66 | 0.5 |
| 107 Golf Course Lane, Crescent City, FL 32112Listed by NON MLS (realMLS) | May 2026 | $170,000 | $117 | 3/2 | 1,456 | 0 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 TRITON REALTY
Sold by: NON MLS (realMLS) (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 12, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines