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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold

Sold·Closed Aug 13, 2025·136 days on market

11 Bannbury Lane

Palm Coast, FL 32137

$260,000sold priceListed at $269,900 · 96.3% of asking$179/sqftMLS# 2104767
3
Beds
2
Baths
1,450
Sq Ft
2005
Built
2
Garage
No
Pool
No HOA10,019 sqft lotSingle Family Residence1 story

About this home

Palm Coast

Move In Ready Home in Indian Trails with new roof 2025, new water heater 2025 & New AC in 2023. Split floor plan featuring spacious family room as you walk in the front door with views of the covered patio out into the back yard with plenty of room for a pool. Kitchen with breakfast nook overlooking family room. Primary bedroom with walk in closet & bathroom with big walk in tile shower. Extra space for dining room, office or play room. Good size Laundry Room. Home is clean & well maintained. Minutes to Schools, Shopping, Restaurants and Medical Facilities. Visit Historic St. Augustine to the north and Daytona Beach to the south.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,440
Estimated total, before insurance$1,440/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$4,001/yr · $333/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$260,000
$52,000
Loan Term
Monthly Payment
$1,440
Principal & Interest: $1,440
Insurance (est.): $173
Estimated Total Monthly
$1,613
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,644 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,001/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 20, 2025Listed$269,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $186/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
70 Bridgehaven Drive, Palm Coast, FL 32164Listed by D R HORTON REALTY INCAug 2026$362,080$1944/21,862660.7
7 Burning View Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLCJun 2026$386,800$2154/21,8002920.7
3 Burning Sands Lane, Palm Coast, FL 32137Listed by LENNAR REALTY INCJun 2026$304,994$2063/21,484430.7
156 Barrington Drive, Palm Coast, FL 32137Listed by EVERYSTATE INCJun 2025$270,000$1593/21,696900.7
123 Brunswick Lane, Palm Coast, FL 32137Listed by EAZ REALTY LLCJun 2026$320,000$1924/21,665260.8
17 Birchfield Place, Palm Coast, FL 32137Listed by REAL BROKER LLCJun 2025$333,000$1794/21,862820.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$269,900
Price / Sq Ft$186
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,450
Acres0.23 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address11 Bannbury Lane, Palm Coast, FL 32137
Area601-Flagler County-North Central
SubdivisionPalm Coast
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size10,018.8 sq ft
Parcel Number0711317012000600060

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Pantry, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

RoofShingle
ConstructionConcrete, Stucco
Road SurfacePaved

Additional Information

Date ListedAugust 20, 2025
Days on Market136
Tax Amount$4,001.31
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NON MLS (realMLS)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 13, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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