Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 47
Active

Active·403 days on market

2937 Crossfield Drive

Green Cove Springs, FL 32043

$348,000$198/sqftEst. $1,858/moMLS# 2104437
↓ $15,000 below original list
3
Beds
2
Baths
1,758
Sq Ft
2022
Built
2
Garage
No
Pool
FEMA Zone XHOA $8/mo6,098 sqft lotSingle Family Residence1 story

About this home

Green Cove Springs

Beautiful move in ready home in Granary Park subdivision with open concept 3 bedroom 2 full bath home with a flex room, smart home features and a sleek clean interior design. Behind the home is a natural preserve for peace and tranquility while sitting on enclosed screened patio. The home has other enhanced features such as Flo Shutoff, water softener system and solar panels. The kitchen has stainless steel appliances and Quartz counter tops throughout. Backyard has iron fencing on each side. Both driveway, walkway and patio have beautiful pavers giving it a cobblestone look. Master bedroom sits on the back of the home away from other bedrooms.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$1,858
Property taxesest. at asking price, Clay County$533
HOAbilled annually$8
Estimated total, before insurance$2,399/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$348,000
$69,600
Loan Term
Monthly Payment
$1,858
Principal & Interest: $1,858
Property taxes (est.): $533
Insurance (est.): $232
Estimated Total Monthly
$2,623
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,564 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $334,600 in November 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$297,055$233,864—
2024$281,425$226,425—
2023$273,802$223,802—
2022$50,000$50,000▲ $40,000

2023 property taxes (current owner): $5,996/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 16, 2026Price change$348,000−$15,000
  • Aug 18, 2025Listed$363,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$348,000
Price / Sq Ft$198
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,758
Acres0.14 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLake Asbury
MiddleLake Asbury
HighClay

Community Information

Address2937 Crossfield Drive, Green Cove Springs, FL 32043
Area163-Lake Asbury Area
SubdivisionGranary Park Phase 1
CityGreen Cove Springs
CountyClay
StateFL
Zip Code32043
Lot Size6,098.4 sq ft
Parcel Number23052501010100680
ZoningResidential

Amenities

AmenitiesPool, Barbecue, Dog Park
UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Kitchen Island, Primary Bathroom -Tub with Separate Shower, Smart Home, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Hot Water
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecuritySmoke Detector(s)

Exterior

Patio / PorchCovered, Screened
FencingBack Yard, Wrought Iron
Road SurfacePaved

Additional Information

Date ListedAugust 18, 2025
Days on Market340
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$5,995.82
Tax Year2023
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines