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Sold

Sold·Closed Feb 6, 2026·155 days on market

301 Hamilton Road

Satsuma, FL 32189

$150,000sold priceListed at $159,900 · 93.8% of asking$164/sqftMLS# 2103615
2
Beds
1
Baths
912
Sq Ft
2005
Built
—
Garage
No
Pool
No HOA6,098 sqft lotSingle Family Residence1 story

About this home

Satsuma

Rare opportunity! One of only a few stick-built homes in Welaka Mobile Home Park! This 912 sq ft patio-style home sits on a .14 +/- acre lot and features 2 bedrooms, 1 bath, and a welcoming front porch, perfect for relaxing. Inside, you'll find a bright and inviting layout, ready for you to move right in. Conveniently located just 2 miles from Welaka and 12 miles from Palatka, offering small-town charm with easy access to shopping, dining, and the St. Johns River.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$831
Estimated total, before insurance$831/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$150,000
$30,000
Loan Term
Monthly Payment
$831
Principal & Interest: $831
Insurance (est.): $100
Estimated Total Monthly
$931
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,686 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $480/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $140/sq ft; this home is listed at $175/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
209 Hamilton Road, Satsuma, FL 32189Listed by DUCK REALTY INCSep 2025$148,900$1413/21,0561460
203 Algonquin Street, Satsuma, FL 32189Listed by MAXREV, LLCJul 2025$65,000$902/27201730.2
206 Algonquin Street, Satsuma, FL 32189Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEAug 2025$77,000$1202/1644130.3
107 Musket Drive, Satsuma, FL 32189Listed by IHEART REALTY INCJul 2025$149,000$1402/21,0643340.3
103 Yancey Circle, Satsuma, FL 32189Listed by CENTURY 21 BECKHAM REALTYJun 2025$110,000$1313/28404280.4
123 Folklore Drive, Satsuma, FL 32189Listed by IHEART REALTY INCOct 2026$205,000$1813/21,13440.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$159,900
Price / Sq Ft$175
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage912
Acres0.14 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StylePatio Home
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address301 Hamilton Road, Satsuma, FL 32189
Area581-Satsuma/Hoot Owl Ridge
SubdivisionWelaka Mobile Park
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size6,098.4 sq ft
Parcel Number391126923001600210

Amenities

UtilitiesCable Connected, Electricity Available, Water Available
SewerSeptic Tank
Water SourcePrivate
ParkingCarport, Covered
ViewTrees/Woods

Interior

Interior FeaturesPrimary Bathroom - Shower No Tub
AppliancesDryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchFront Porch
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 13, 2025
Days on Market155
Tax Amount$480.27
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Sold by: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Feb 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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