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Sold·Closed Dec 1, 2025·39 days on market
4083 Silver Lake Drive
Palatka, FL 32177
About this home
Palatka
Step into a rare piece of Florida history with this 3,790 sq ft home built in 1877 by Thomas Benjamin Eville using cypress harvested right from the property. Sitting on over 4 acres, 3 acres fenced, of agricultural-zoned land, it's perfect for horses, chickens, or your dream hobby farm. The three-acre fenced backyard is ready for animals and activities, while a refreshing pool and a pavilion with a summer kitchen set the stage for unforgettable gatherings. Inside, you'll find seven bedrooms (two non-conforming) and three and a half baths, including a beautifully remodeled primary suite and another updated bath. Four fireplaces add warmth and historic charm, while thoughtful updates — a new roof, air conditioning, and added insulation completed in 2017 — ensure comfort without sacrificing character. Over $250,000 in upgrades and refurbishments have been invested in this property — see the full upgrade list for details.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
2024 property taxes (current owner): $2,403/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 12, 2025Listed$539,499
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $118/sq ft; this home is listed at $142/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 164 Carole Road, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INC | Jun 2026 | $325,000 | $109 | 6/3.5 | 2,975 | 139 | 0.7 |
| 360 Alabama Avenue, Palatka, FL 32177Listed by COLDWELL BANKER PREMIER PROPERTIES | May 2026 | $395,000 | $118 | 4/2 | 3,348 | 258 | 0.7 |
| 137 Crestview Drive, Palatka, FL 32177Listed by RIVER CITY RENTALS AND REALTY | Nov 2025 | $525,300 | $189 | 4/4.5 | 2,784 | 29 | 0.9 |
| 229 Davis Lake Road, Palatka, FL 32177Listed by COLDWELL BANKER BEN BATES INC | May 2026 | $399,900 | $145 | 4/2.5 | 2,760 | 177 | 1.3 |
| 314 Madison Street, Palatka, FL 32177Listed by IHEART REALTY INC | Jun 2026 | $230,000 | $66 | 5/3 | 3,504 | 22 | 3.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: ENDLESS SUMMER REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Dec 1, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines