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Active

Active·429 days on market

6120 Copper Drive

Macclenny, FL 32063

$545,000$235/sqftEst. $2,886/moMLS# 2099372
3
Beds
2
Baths
2,323
Sq Ft
2007
Built
2
Garage
No
Pool
FEMA Zone XNo HOAWaterfrontSingle Family Residence1 story

About this home

Macclenny

Welcome to a rare opportunity to own a custom brick estate nestled on 1.81 acres of pristine waterfront is minutes from town and a short drive to Jacksonville. This immaculately well maintained brick home blends timeless craftsmanship with serene natural beauty. Enjoy breathtaking panoramic pond views from the master suite, kitchen, dining room, and lanai, all framed by lush landscaping that blooms year-round. Wake up to peaceful sunrises and wind down with unforgettable sunsets over the water every single day. The home's spacious layout offers an abundance of natural light, ample storage, and seamless indoor-outdoor living. Whether you're hosting elegant gatherings or enjoying quiet evenings by the lake, this home delivers the ultimate in comfort, style, and privacy. A true hidden gem offering space, and serenity schedule your private tour today. Please see document section for feature sheet for upgrades

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,886
Estimated total, before insurance$2,886/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$545,000
$109,000
Loan Term
Monthly Payment
$2,886
Principal & Interest: $2,886
Insurance (est.): $363
Estimated Total Monthly
$3,249
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0040495 - Macclenny WWTF · Public water (record)

County records show this parcel on central sewer served by FL0040495 - Macclenny WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,690 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 18, 2025Listed$545,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$545,000
Price / Sq Ft$235
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,323
Year Built2007
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

MiddleBaker County
HighBaker County

Community Information

Address6120 Copper Drive, Macclenny, FL 32063
Area501-Macclenny Area
SubdivisionCopper Creek Hills
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Parcel Number192S22019700000300

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingGarage, Off Street, RV Access/Parking
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Water Heater, Freezer, Microwave, Refrigerator, Solar Hot Water, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac
Patio / PorchCovered, Front Porch, Patio, Screened
FencingBack Yard, Other
RoofShingle
ConstructionBrick Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 18, 2025
Days on Market357
Listing TermsCash, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP · cshober@watsonrealtycorp.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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