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Pending

Pending·406 days on market

44125 Jarrett Road

Callahan, FL 32011

$180,000$176/sqftEst. $924/moMLS# 2098261

Beds

Baths

1,024

Sq Ft

1955

Built

—

Garage

Pool

About this home

Callahan

Investor Special on 2.62 Acres - Callahan, FL! Looking for your next flip or rental project? This 3-bedroom, 1-bathroom home sits on a spacious 2.62-acre lot in the peaceful countryside of Callahan. With plenty of room to expand, build, or simply enjoy the wide-open space, the potential here is endless. Perfect for investors or buyers ready to bring their vision to life. No HOA, quiet setting, and easy access to nearby town conveniences. The carport has one bathroom as well. Sold as-is. Cash or renovation loans only.

Cost to own

Mortgage calculator

Home Price

$180,000

Down Payment: 20%

$36,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$924

Principal & Interest: $924

Property taxes (est.): $249

Insurance (est.): $120

Estimated Total Monthly

$1,293

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$924

Property taxesest. at asking price, Nassau County$248

Estimated total, before insurance$1,173/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$202,326	$202,326	—
2024	$197,746	$25,000	—
2023	$191,764	$25,000	—
2022	$172,106	$25,000	—
2021	$133,528	$25,000	—
2020	$127,903	$25,000	—

2024 property taxes (current owner): $433/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.