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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active Under Contract

Active Under Contract·57 days on market

1730 W 14th Street

Jacksonville, FL 32209

$135,000$103/sqftEst. $721/moMLS# 2096913
3
Beds
2
Baths
1,315
Sq Ft
1919
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,792 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Attention Attention...Short Sale! Welcome this beautifully renovated 3-bedroom, 2-bath residence offers modern elegance and comfort in every detail. From the moment you step inside, you'll be greeted by an open-concept layout with abundant natural light, and luxury vinyl plank flooring throughout. The living area flows seamlessly into a designer kitchen featuring brand-new stainless steel appliances, quartz countertops, update cabinetry, and a stylish tile backsplash—perfect for entertaining or enjoying quiet evenings at home. Don't wait come see this today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$721
Property taxesest. at asking price, Duval County$220
Estimated total, before insurance$941/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,182/yr · $182/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$135,000
$27,000
Loan Term
Monthly Payment
$721
Principal & Interest: $721
Property taxes (est.): $220
Insurance (est.): $90
Estimated Total Monthly
$1,031
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1919)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,593 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:20 AM, sunset 7:12 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $190,500 in May 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$157,501$105,090—
2024$151,421$101,421—
2023$139,118$139,118—
2022$41,583$35,279—
2021$33,173$32,072—
2020$29,157$29,157—

2024 property taxes (current owner): $2,182/yr

Estimated taxes if purchased at asking price: ~$2,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 7, 2026Active Under Contract$135,000
  • Aug 4, 2026Active$135,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$135,000
Price / Sq Ft$103
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,315
Acres0.11 acres
Year Built1919
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusActive Under Contract
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

Community Information

Address1730 W 14th Street, Jacksonville, FL 32209
Area075-Trout River/College Park/Ribault Manor
SubdivisionGrand Boulevard
CityJacksonville
CountyDuval
StateFL
Zip Code32209
Lot Size4,791.6 sq ft
Parcel Number0465740000
ZoningResidential

Amenities

UtilitiesCable Not Available, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
SecuritySecurity System Owned

Exterior

RoofShingle
ConstructionBrick

Additional Information

Date ListedAugust 4, 2026
Days on Market290
Tax Amount$2,182.17
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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