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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

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Sold·Closed Jul 25, 2025·17 days on market

131 Emerald Place

Interlachen, FL 32148

$91,000sold priceListed at $74,900 · 121.5% of asking$68/sqftMLS# 2094667
3
Beds
2
Baths
1,346
Sq Ft
1975
Built
2
Garage
No
Pool
No HOA2.89 acresWaterfrontSingle Family Residence1 story

About this home

Interlachen

Great Opportunity! This three bedroom two bath home has 1346 sq ft of living space and sits on a beautiful wooded 2.89 acre property with frontage on a pond. The home has a covered front porch and detached 2 car garage. One bedroom and bathroom are separated from the rest of the home and could be used as a guest suite. The home needs renovation but has great potential!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$504
Estimated total, before insurance$504/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$1,965/yr · $164/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$91,000
$18,200
Loan Term
Monthly Payment
$504
Principal & Interest: $504
Insurance (est.): $61
Estimated Total Monthly
$565
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,442 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:31 AM, sunset 6:54 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $1,965/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $107/sq ft; this home is listed at $56/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
167 W Strickland Road, Interlachen, FL 32148Listed by NICOSIA REALTY INC.May 2026$290,000$2693/21,080250.2
671 Cousintown Road, Interlachen, FL 32148Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$174,000$1073/21,620270.6
122 Keuka Cemetary Road, Interlachen, FL 32148Listed by NICOSIA REALTY INC.May 2025$80,000$833/2960120.8
130 Interlachen Boulevard, Interlachen, FL 32148Listed by DUCK REALTY INCJul 2026$75,000$783/2960601
203 Vancouver Circle, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Apr 2026$174,794$1063/21,65691
137 Oak Circle, Interlachen, FL 32148Listed by CENTURY 21 LAKESIDE REALTYJul 2026$275,000$2123/21,2952231.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$74,900
Price / Sq Ft$56
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,346
Total Structure Area1,586 sq ft
Acres2.89 acres
Year Built1975
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionFixer
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesWest

Community Information

Address131 Emerald Place, Interlachen, FL 32148
Area573-Interlachen-SW
SubdivisionMetes & Bounds
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size125,888.4 sq ft
Parcel Number211024000002700010

Amenities

UtilitiesElectricity Connected
SewerSeptic Tank
Water SourceWell
ParkingOther
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s)
AppliancesElectric Oven
HeatingNone, Central, Heat Pump
CoolingCentral Air, Wall/Window Unit(s), None
FlooringCarpet
# of Stories1

Exterior

Patio / PorchFront Porch
RoofShingle
Road SurfaceDirt

Additional Information

Date ListedJune 21, 2025
Days on Market17
Tax Amount$1,965.2
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: TREVOR WATERS REALTY, INC.

Sold by: TREVOR WATERS REALTY, INC. (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 25, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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