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Pending

Pending·212 days on market

32 Foxtail Avenue

Middleburg, FL 32068

$110,000$54/sqftEst. $585/moMLS# 2094042
3
Beds
2
Baths
2,052
Sq Ft
1997
Built
Garage
No
Pool

About this home

Middleburg

The lot features an older mobile home being sold at no value, presenting great opportunity to remove or replace it with a new build, manufactured home, or investment project. The property is fully equipped with existing utilities, including electricity, a septic system and a private well. Saving you the cost and hassle of new installations, providing they are all in good working condition.

Cost to own

Mortgage calculator

$110,000
$22,000
Loan Term
Monthly Payment
$559
Principal & Interest: $559
Est. Taxes & Insurance: $140
Estimated Total Monthly
$699
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$585
Property taxesest. at asking price, Clay County$169
Estimated total, before insurance$754/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$194,115$144,939
2024$187,552$131,763
2023$173,579$119,785
2022$134,231$108,896
2021$106,565$98,997
2020$89,998$89,998

2024 property taxes (current owner): $2,684/yr

Estimated taxes if purchased at asking price: ~$2,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,670 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Features

Price$110,000
Price / Sq Ft$54
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,052
Total Structure Area2,052 sq ft
Acres1.16 acres
Year Built1997
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusPending
Has PoolNo
Is WaterfrontNo

School Information

ElementaryClay Hill
MiddleWilkinson
HighMiddleburg

Community Information

Address32 Foxtail Avenue, Middleburg, FL 32068
Area141-Middleburg NW
SubdivisionMiddleburg
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size50,529.6 sq ft
Parcel Number09052400595336300

Amenities

UtilitiesElectricity Available, Water Available
SewerPrivate Sewer
Water SourcePrivate, Well
ParkingAdditional Parking
ViewTrees/Woods

Interior

AppliancesElectric Range, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

FencingFenced, Wood
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedDecember 16, 2025
Days on Market2
Tax Amount$2,684.12
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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