Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

No photos available

This listing has no photos yet

Sold

Sold·Closed Oct 2, 2025·108 days on market

140 Yancey Circle

Satsuma, FL 32189

$130,000sold priceListed at $147,000 · 88.4% of asking$88/sqftMLS# 2089841
3
Beds
2
Baths
1,472
Sq Ft
1974
Built
2
Garage
No
Pool
No HOA0.63 acresMobile Home1 story

About this home

Satsuma

PRICE IMPROVEMENT. THIS LOVELY REMODELED AND UPDATED 3 BEDROOM 2 BATH HOME is waiting for you to move in. Large fenced in back yard with shed and metal garage with electricity and concrete floor, and a tire swing and great trees. Very large master bedroom with shower. Guest bathroom has laundry room just outside the door. This home is beautiful, metal roof and enclosed area off front porch for an exercise area or inside play area for the children.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$720
Estimated total, before insurance$720/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$130,000
$26,000
Loan Term
Monthly Payment
$720
Principal & Interest: $720
Insurance (est.): $87
Estimated Total Monthly
$807
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,255 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $423/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $142/sq ft; this home is listed at $100/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
102 Alder Lane, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLCAug 2026$265,000$1553/21,715100.1
209 Hamilton Road, Satsuma, FL 32189Listed by DUCK REALTY INCSep 2025$148,900$1413/21,0561460.2
107 Musket Drive, Satsuma, FL 32189Listed by IHEART REALTY INCJul 2025$149,000$1402/21,0643340.2
114 Musket Drive, Satsuma, FL 32189Listed by IHEART REALTY INCJun 2025$260,000$1423/21,832720.2
103 Barter Drive, Satsuma, FL 32189Listed by REAL BROKER LLCAug 2026$275,000$1863/21,47890.3
207 Cabot Lane, Satsuma, FL 32189Listed by SMILEEHOUSE AUCTION CO LLCApr 2026$181,000$1263/21,440110.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$147,000
Price / Sq Ft$100
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,472
Total Structure Area1,868 sq ft
Acres0.63 acres
Year Built1974
TypeResidential
Sub-TypeMobile Home
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMiddleton-burney
HighCrescent City

Community Information

Address140 Yancey Circle, Satsuma, FL 32189
Area581-Satsuma/Hoot Owl Ridge
SubdivisionSt Johns Riverside Ests M
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size27,442.8 sq ft
Parcel Number391126823101300170
ZoningResidential

Amenities

UtilitiesCable Available
SewerSeptic Tank
Water SourceWell
ParkingAdditional Parking, Attached Carport, Garage

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDryer, Electric Water Heater, Gas Range, Ice Maker, Microwave, Washer
HeatingCentral, Electric, Heat Pump
CoolingElectric, Wall/Window Unit(s)
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Rear Porch
FencingBack Yard, Chain Link
RoofMetal
ConstructionAluminum Siding, Wood Siding
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedMay 27, 2025
Days on Market108
Tax Amount$423.23
Tax Year2024
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines