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Sold

Sold·Closed Oct 2, 2025·85 days on market

4310 Chokeberry Road

Middleburg, FL 32068

$500,000sold priceListed at $505,000 · 99% of asking$259/sqftMLS# 2087163
4
Beds
3
Baths
1,933
Sq Ft
1992
Built
2
Garage
No
Pool
No HOA1.16 acresSingle Family Residence2 stories

About this home

Middleburg

** Price Improvement* Plus 3% towards Buyers closing cost!!WELCOME TO COUNTRY LIVING AT ITS FINEST IN HIGHLY SOUGHT-AFTER CLAY COUNTY! This fully renovated 4 bed, 3 full bath two-story home sits on 1.2 acres with mature trees and a charming Wrap-Around Porch. Inside features new flooring, fresh paint, a cozy fireplace, and a Main-Level Master Suite. Upstairs includes two bedrooms and a versatile bonus/sitting room—perfect for a playroom. The 4th bedroom serves as a guest suite or Office. Enjoy a large fire pit area, separate shed, and a full mechanical/auto repair garage with two roll-up doors. Tools and lawn equipment are negotiable! Plenty of space for RV and boat parking. Roof is just 2 years old, and the HVAC is brand new. Located in a quiet neighborhood with NO HOA or CDD fees. Long driveway, spacious yard, and endless possibilities. Don't miss this move-in ready gem offering space to live, work, and play!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,770
Property taxesest. at asking price, Clay County$766
Estimated total, before insurance$3,536/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$500,000
$100,000
Loan Term
Monthly Payment
$2,770
Principal & Interest: $2,770
Property taxes (est.): $766
Insurance (est.): $333
Estimated Total Monthly
$3,869
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1992)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • May 18, 2025Listed$505,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $261/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2774 Tansy Avenue, Middleburg, FL 32068Listed by CROSSVIEW REALTYJul 2026$450,000$2463/21,832500.4
3024 Longleaf Ranch Circle, Middleburg, FL 32068Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJun 2026$415,000$2404/21,728120.9
4415 Tall Pines Lane, Middleburg, FL 32068Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$439,900$1785/32,471631
4505 Ranch Pines Way, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTYJul 2026$365,000$1964/21,867401.1
4620 Burdock Court, Middleburg, FL 32068Listed by RESIDENTIAL WEALTH BUILDERS REALTY AND PROPERTY MANAGEMENTSep 2026$444,000$2454/21,809291.4
2883 Longleaf Ranch Circle, Middleburg, FL 32068Listed by WATSON REALTY CORPJul 2026$422,000$2034/22,076601.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$505,000
Price / Sq Ft$261
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,933
Acres1.16 acres
Year Built1992
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address4310 Chokeberry Road, Middleburg, FL 32068
Area144-Middleburg-SE
SubdivisionBlack Creek Park
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size50,529.6 sq ft
Parcel Number35052400669974800

Amenities

UtilitiesCable Available, Electricity Available, Sewer Connected, Water Available, Water Connected
SewerPrivate Sewer, Septic Tank
Water SourcePrivate, Well
ParkingAttached, Detached, Garage, Garage Door Opener, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral
CoolingElectric
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionMany Trees
Patio / PorchCovered, Deck, Front Porch, Patio, Porch, Side Porch, Wrap Around
FencingBack Yard
RoofShingle
ConstructionFiber Cement, Frame
Other StructuresShed(s), Workshop
Road SurfaceAsphalt
Road FrontageState Road

Additional Information

Date ListedMay 18, 2025
Days on Market85
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JPAR CITY AND BEACH

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 2, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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