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Sold·Closed Jul 3, 2025·14 days on market
2658 Apache Court
Middleburg, FL 32068
About this home
Middleburg
AUCTION!!!!! LIST PRICE IS STARTING BID ONLY!!!!!!! Buyers encouraged to submit bids prior to final due date. Open house dates 5/17/25 11AM-1PM. Final bids are due 5/30/25. Buyer's premium is required. Final Bids are subject to seller approval. Incredible Value on a 1-Acre Brick Beauty in Middleburg! Bring your vision to life with this all-brick home sitting on a gorgeous, private 1-acre lot surrounded by mature trees and natural beauty. Whether you're dreaming of a serene retreat or looking for your next smart investment, this property offers endless possibilities. Need extra space? You've got it, this property includes an additional garage and carport, perfect for extra storage, workshop space, or boat and RV parking. Located just minutes from scenic Black Creek, it's an ideal spot for boaters and water lovers alike. With a peaceful, spacious setting and a convenient location near shopping, dining, and top schools, this is a rare find you won't want to miss.
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1991)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,679 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $259,345 | $61,211 | — |
| 2024 | $256,445 | $58,638 | — |
| 2023 | $248,862 | $55,329 | — |
| 2022 | $211,158 | $56,616 | — |
| 2021 | $168,254 | $53,497 | — |
| 2020 | $157,552 | $52,062 | — |
2024 property taxes (current owner): $1,394/yr
Estimated taxes if purchased at asking price: ~$5,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $247/sq ft; this home is listed at $226/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2822 Eagle Point Road, Middleburg, FL 32068Listed by WATSON REALTY CORP | Feb 2026 | $425,000 | $258 | 3/2 | 1,646 | 20 | 0.6 |
| 3114 Zeyno Drive, Middleburg, FL 32068Listed by KALLAM REALTY GROUP PLLC | Sep 2026 | $281,500 | $175 | 3/2 | 1,608 | 149 | 0.8 |
| 3215 Ginny Lake Drive, Middleburg, FL 32068Listed by COLDWELL BANKER VANGUARD REALTY | Jul 2026 | $335,000 | $208 | 3/2 | 1,608 | 10 | 0.8 |
| 2051 Cornell Road, Middleburg, FL 32068Listed by HERRON REAL ESTATE LLC | Sep 2026 | $295,000 | $213 | 3/2.5 | 1,384 | 34 | 1.6 |
| 2062 Featheredge Way, Middleburg, FL 32068Listed by LGI REALTY - FLORIDA, LLC | Jun 2026 | $380,000 | $247 | 3/2 | 1,536 | 169 | 1.8 |
| 2420 Pemrose Loop, Middleburg, FL 32068Listed by LGI REALTY - FLORIDA, LLC | Jul 2026 | $383,900 | $250 | 3/2 | 1,536 | 45 | 1.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: SMILEEHOUSE AUCTION CO LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 3, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines