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Sold

Sold·Closed Jul 16, 2025·144 days on market

7365 Yale Street

Keystone Heights, FL 32656

$165,000sold priceListed at $170,000 · 97.1% of asking$106/sqftMLS# 2063397
3
Beds
2
Baths
1,550
Sq Ft
2006
Built
—
Garage
No
Pool
No HOA15,682 sqft lotManufactured Home1 story

About this home

Keystone Heights

Freshly updated 2006 doublewide home featuring over 1500 square foot, 3 bedrooms and 2 bathrooms. Perfect for those seeking comfort and convenience. The home sits on a low-maintenance yard situated on an almost corner lot. Space out front for parking and room in back below bulkhead for area to have a fire pit. Home offers you to enjoy the serene beauty of nature. A spacious rear deck awaits your rocking chairs, offering an ideal spot for relaxation. The interior has been thoughtfully upgraded in the kitchen, making it primed for your culinary creations. the sellers made sure to his maximizes every inch of space with style and functionality. Located conveniently off County road 214, it provides easy access to Highway 100 and the scenic rails-to-trails hiking paths. Additionally, Deer and turkeys have been spotted wandering through this area. come on home nature is calling!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$914
Property taxesest. at asking price, Clay County$253
Estimated total, before insurance$1,167/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$165,000
$33,000
Loan Term
Monthly Payment
$914
Principal & Interest: $914
Property taxes (est.): $253
Insurance (est.): $110
Estimated Total Monthly
$1,277
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,608 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $5,000 in April 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$146,965$146,965—
2024$5,000$5,000—
2023$5,000$5,000—
2022$3,500$3,500—
2021$3,500$3,500—
2020$3,500$3,500—

2024 property taxes (current owner): $433/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $207/sq ft; this home is listed at $110/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7980 State Road 100, Keystone Heights, FL 32656Listed by BOLD CITY REALTY GROUP INCSep 2026$350,000$2073/21,690750.6
6336 Bucknell Avenue, Keystone Heights, FL 32656Listed by RAYTOWN HOMES & REALTY PLLCFeb 2026$50,000$433/21,152380.6
7628 Alameda Way, Keystone Heights, FL 32656Listed by OPENDOOR BROKERAGE, LLC.Jun 2026$335,000$1783/21,886630.8
7622 Alameda Way, Keystone Heights, FL 32656Listed by MAXREV, LLCMay 2026$430,000$2314/21,8584080.9
6509 Baylor Avenue, Keystone Heights, FL 32656Listed by HERRON REAL ESTATE LLCJan 2026$190,995$1073/21,78060.9
6202 Furman Avenue, Keystone Heights, FL 32656Listed by FLORIDA HOMES REALTY & MTG LLCOct 2026$275,000$2223/21,2403841.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$170,000
Price / Sq Ft$110
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,550
Acres0.36 acres
Year Built2006
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address7365 Yale Street, Keystone Heights, FL 32656
Area151-Keystone Heights
SubdivisionHighridge Estates
CityKeystone Heights
CountyClay
StateFL
Zip Code32656
Lot Size15,681.6 sq ft
Parcel Number28082300328800000

Amenities

UtilitiesElectricity Connected, Sewer Connected
SewerPrivate Sewer
Water SourceWell
ParkingOff Street, Unassigned
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Split Bedrooms
AppliancesDishwasher, Microwave
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchDeck, Front Porch, Rear Porch
RoofShingle
ConstructionVinyl Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 3, 2025
Days on Market144
Tax Amount$433.08
Tax Year2024
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 16, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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