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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Sold

Sold·Closed Aug 28, 2026·413 days on market

1028 Creighton Road

Fleming Island, FL 32003

$599,990sold priceListed at $599,990 · 100% of asking$232/sqftMLS# 2059156
4
Beds
3
Baths
2,589
Sq Ft
2026
Built
3
Garage
No
Pool
FEMA Zone XHOA $205/moSingle Family Residence1 storyNew construction

About this home

Fleming Island

This one of a kind Grayton II sits beautifully in an 11 home community tucked away as one of the last new construction homes available in Fleming Island. This home is well appointed with upgrades and is ready to move in! Looking to build a pool? There's plenty of room in the back yard! Call to schedule an appointment TODAY!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,323
Property taxesest. at asking price, Clay County$919
HOAbilled semi-annually$205
Estimated total, before insurance$4,448/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$599,990
$119,998
Loan Term
Monthly Payment
$3,323
Principal & Interest: $3,323
Property taxes (est.): $919
Insurance (est.): $400
Estimated Total Monthly
$4,643
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,551 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 1, 2026Closed$599,990
  • Jul 28, 2026Pending$599,990
  • Feb 10, 2026Listed$599,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $227/sq ft; this home is listed at $232/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1036 Creighton Road, Fleming Island, FL 32003Listed by NON MLS (realMLS)Jul 2026$757,000$2524/33,0021860
1879 Harbor Island Drive, Fleming Island, FL 32003Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$365,000$1933/21,88810.2
1279 Pirates Cove Lane, Fleming Island, FL 32003Listed by YOUR HOME SOLD GUARANTEED REALTY ADVISORSSep 2026$336,000$1614/22,082190.2
1907 Rose Mallow Lane, Fleming Island, FL 32003Listed by WATSON REALTY CORPAug 2026$790,000$2524/3.53,13720.9
2406 Elbow Road, Orange Park, FL 32073Listed by EXP REALTY LLCSep 2026$349,900$1434/32,439121.3
1535 Blue Heron Court, Fleming Island, FL 32003Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTJul 2026$420,000$2273/21,849121.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$599,990
Price / Sq Ft$232
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,589
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUnder Construction
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address1028 Creighton Road, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionCreighton Pointe
CityFleming Island
CountyClay
StateFL
Zip Code32003
Parcel Number0000

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
# of Stories1
LevelsOne

Exterior

ConstructionComposition Siding

Additional Information

Date ListedFebruary 10, 2026
Days on Market413
HOA Fees$1,231.36 / Semi-Annually
HOA FrequencySemi-Annually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: DREES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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