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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·327 days on market

106 Ohio Street

Crescent City, FL 32112

$194,000$113/sqftEst. $1,075/moMLS# 2056944
3
Beds
2
Baths
1,715
Sq Ft
2006
Built
—
Garage
No
Pool
FEMA Zone XNo HOA6,970 sqft lotManufactured Home1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Crescent City

Welcome to the friendly, vibrant, golf cart community of River Park with direct golf cart access to the golf course in the park. This well cared for home offers a split bedroom plan, storage shed with a hard wired generator and a carport for protected parking. River Park offers a community boat launch with direct access to the St John's River. Local dining and music hotspots are just a short distance away. Whether you're looking for a peaceful retreat or a cozy year-round residence, this home offers the best of both worlds--comfort and convenience.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,075
Estimated total, before insurance$1,075/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$194,000
$38,800
Loan Term
Monthly Payment
$1,075
Principal & Interest: $1,075
Insurance (est.): $129
Estimated Total Monthly
$1,204
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $2,319/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Nov 17, 2025Listed$194,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $128/sq ft; this home is listed at $113/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
126 Georgia Avenue, Crescent City, FL 32112Listed by LPT REALTY LLCAug 2026$194,000$1064/31,8241620.2
117 St Johns Fishing Lodge Road, Crescent City, FL 32112Listed by IHEART REALTY INCJul 2026$695,000$3923/31,771470.3
200 Bass Drive, Crescent City, FL 32112Listed by RIVER LIFE REALTY LLCJun 2026$345,900$2752/21,257450.3
107 Golf Course Lane, Crescent City, FL 32112Listed by NON MLS (realMLS)May 2026$170,000$1173/21,45600.4
380 Live Oak Loop, Crescent City, FL 32112Listed by IHEART REALTY INCNov 2025$259,000$1284/2.52,018900.9
115 Gorbutt Road, Crescent City, FL 32112Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$125,000$603/22,080311.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$194,000
Price / Sq Ft$113
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,715
Acres0.16 acres
Year Built2006
TypeResidential
Sub-TypeManufactured Home
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address106 Ohio Street, Crescent City, FL 32112
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionRiver Park Trailer
CityCrescent City
CountyPutnam
StateFL
Zip Code32112
Lot Size6,969.6 sq ft
Parcel Number261226781200004340
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s), Wet Bar
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
SecuritySmoke Detector(s)

Exterior

Lot DescriptionFew Trees
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedNovember 17, 2025
Days on Market560
Tax Amount$2,319.38
Tax Year2023
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 TRITON REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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