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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·2 days on market

1511 Bronson Street

Palatka, FL 32177

$27,500$32/sqftMLS# 2045771
↓ $12,000 below original list
3
Beds
1
Baths
860
Sq Ft
1946
Built
—
Garage
No
Pool
FEMA Zone XNo HOA4,356 sqft lotSingle Family Residence1 story

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Palatka

GREAT INVESTOR OPPORTUNITY!! 3/1 FULL REHAB, BUY AND HOLD OR FLIP! BUYER TO PAY ALL CLOSING COSTS!

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$27,500
$5,500
Loan Term
Monthly Payment
$152
Principal & Interest: $152
Insurance (est.): $18
Estimated Total Monthly
$171
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1946)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0040061 - Palatka WWTF · Public water (record)

County records show this parcel on central sewer served by FL0040061 - Palatka WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,674 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $1,259/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Price change$27,500−$10,500
  • Oct 3, 2026Pending$38,000
  • Sep 17, 2026Price change$38,000−$1,500
  • Sep 11, 2026Listed$39,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $32/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1510 Laurel Street, Palatka, FL 32177Listed by EAGLES WORLD REALTY, INCFeb 2026$165,000$1533/11,080680.5
708 Madison Street, Palatka, FL 32177Listed by BEACH STATE REALTYAug 2026$190,000$1903/21,002240.6
1317 Carr Street, Palatka, FL 32177Listed by DUCK REALTY INCJul 2026$55,000$533/11,045170.6
402 Harris Street, Palatka, FL 32177Listed by LA ROSA REALTY NORTH FLORIDA, LLC.Mar 2026$173,000$1652/21,0471630.7
2213 Gillis Street, Palatka, FL 32177Listed by SMILEEHOUSE AUCTION CO LLCNov 2025$79,000$832/195270.7
209 N 7th Street, Palatka, FL 32177Listed by NUVIEW REALTYAug 2025$169,900$1852/191650.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$27,500
Price / Sq Ft$32
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage860
Acres0.10 acres
Year Built1946
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address1511 Bronson Street, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionPalatka
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size4,356 sq ft
Parcel Number421027685029100011

Amenities

UtilitiesElectricity Available
Water SourcePublic
ParkingOff Street

Interior

AppliancesNone
HeatingNone
CoolingNone
# of Stories1

Additional Information

Date ListedOctober 8, 2026
Days on Market41
Tax Amount$1,259.3
Tax Year2023
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PARALLEL REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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