No photos available
This listing has no photos yet
No photos available
This listing has no photos yet
Sold·Closed Jul 22, 2025·337 days on market
218 Monroe Avenue
Satsuma, FL 32189
About this home
Satsuma
Welcome to this well maintained and cozy two bedroom home that features custom wood cabinets in the h. The separation of bedroom makes it the perfect layout. Relax in the spacious screen room or the back deck perfect for entertaining. There is also a peek at the small cove in the back which is part of a canal leading to the St. Johns river. The community does have access to the river
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Metal — year not disclosed (home built 1995)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,649 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2023 property taxes (current owner): $293/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Aug 6, 2024Listed$149,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $165/sq ft; this home is listed at $162/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 174 Buchanan Circle, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Jul 2026 | $91,000 | $84 | 3/2 | 1,088 | 136 | 0.1 |
| 139 Magnolia Street, Satsuma, FL 32189Listed by COLDWELL BANKER BEN BATES INC | Jun 2026 | $70,000 | $75 | 2/1 | 929 | 0 | 0.1 |
| 104 Cody Drive, Satsuma, FL 32189Listed by TIMBER TO TIDES REALTY LLC | Aug 2026 | $67,500 | $70 | 3/2 | 960 | 31 | 0.7 |
| 713 Hickory Nut Trail, Satsuma, FL 32189Listed by IHEART REALTY INC | Sep 2025 | $200,000 | $174 | 3/2 | 1,152 | 8 | 2 |
| 520 Hickory Nut Trail, Satsuma, FL 32189Listed by LANTERN REALTY, LLC. | Sep 2026 | $185,000 | $173 | 3/2 | 1,067 | 313 | 2.3 |
| 121 Possum Walk Road, Satsuma, FL 32189Listed by IHEART REALTY INC | May 2025 | $144,900 | $165 | 2/2 | 880 | 3 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in St Johns Riverside Ests M
For Sale140 Yancey CircleSatsuma, FL 32189
3 bd · 2 ba · 1,272 sq ft
$139,000Est. $740/moThis charming home just north of Welaka and minutes from Dunn's Creek offers privacy and a spacious yard perfect for…
Listing Office: century 21 triton realty
Pending107 Woodlawn RoadSatsuma, FL 32189
3 bd · 1 ba · 1,068 sq ft
$121,125Est. $645/moGreat opportunity to restore and reimagine this 3-bedroom, 1-bath home situated on a 10,459-square-foot lot in Satsuma.…
Listing Office: julies realty llc
For Sale121 Ambrose AvenueSatsuma, FL 32189
3 bd · 2 ba · 1,488 sq ft
$199,999Est. $1,064/moWelcome to 121 Ambrose Road in Satsuma! This beautifully remodeled 3-bed, 2-bath home offers 1,488 sq ft of comfortable…
Listing Office: all solutions real estate, llc
For Sale151 Yancey CircleSatsuma, FL 32189
2 bd · 2 ba · 920 sq ft
$94,900Est. $505/moAttention Investors and Cash Buyers! Opportunity Awaits in peaceful Satsuma Florida! This property sits on a…
Listing Office: florida homes realty & mtg llc
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 22, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines