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This home is in St. Augustine.

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Active

Active·245 days on market

6825 A Avenue

St. Augustine, FL 32080

$1,170,000$677/sqftEst. $6,227/moMLS# 2027904
3
Beds
2
Baths
1,728
Sq Ft
2022
Built
1
Garage
No
Pool

About this home

St. Augustine

Luxury coastal living meets exceptional investment potential in this beautifully upgraded Crescent Beach home, ideally located on the highly desirable east side of A1A. Just a short stroll from the sand, this property offers the rare convenience of direct beach access without ever needing to cross A1A--one of the most sought-after features for both homeowners and vacation renters alike. Built in 2022 and thoughtfully enhanced with high-end finishes throughout, this three-bedroom, three-bathroom residence stands apart from typical newer construction. Every detail reflects pride of ownership, from the custom molding and elegant architectural accents to the designer lighting, statement chandeliers, and extensive recessed lighting that create a bright, sophisticated atmosphere throughout the home.

Cost to own

Mortgage calculator

$1,170,000
$234,000
Loan Term
Monthly Payment
$5,947
Principal & Interest: $5,947
Est. Taxes & Insurance: $1,487
Estimated Total Monthly
$7,434
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$6,227
Property taxesest. at asking price, St. Johns County$1,557
Estimated total, before insurance$7,784/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $875,000 in December 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$770,447$770,447
2024$742,442$742,442
2023$740,625$740,625
2022$97,328$97,328
2021$72,000$70,726 $32,000
2020$40,000$31,569

2023 property taxes (current owner): $9,699/yr

Estimated taxes if purchased at asking price: ~$18,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,798 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Nov 13, 2025Listed$1,170,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,170,000
Price / Sq Ft$677
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,728
Acres0.09 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryW. D. Hartley
MiddleGamble Rogers
HighPedro Menendez

Community Information

Address6825 A Avenue, St. Augustine, FL 32080
Area332-Crescent Beach/Summer Haven
SubdivisionMiddleton
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size3,920.4 sq ft
Parcel Number1806900170

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Dryer, Ice Maker, Induction Cooktop, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories2
LevelsTwo
LaundryUpper Level
SecurityCarbon Monoxide Detector(s), Fire Alarm

Exterior

FencingFull, Privacy, Vinyl, Wood
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedNovember 14, 2025
Days on Market574
Tax Amount$9,699.42
Tax Year2023
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EPIQUE REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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