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Active Under Contract

Active Under Contract·147 days on market

53 Bristol Lane

Palm Coast, FL 32137

$348,900$273/sqftEst. $1,779/moMLS# 2020034
2
Beds
2
Baths
1,277
Sq Ft
1994
Built
2
Garage
No
Pool

About this home

Palm Coast

Welcome to your dream home in the picturesque neighborhood of Sea Colony in Palm Coast, Florida! This bright and breezy two bedroom, two bath home is perfectly situated near the beach and a stones throw from the beautiful Washington Oaks State Park. Step inside and be greeted by a spacious, open floor plan that is perfect for entertaining or relaxing with your loved ones. The bright and airy living space is bathed in natural light, creating a warm and inviting atmosphere that you'll never want to leave. The backyard is a peaceful retreat, filled with fruit trees. But the real gem of this property lies in the amenities that come with living in Sea Colony. Enjoy access to a private beach, a clubhouse, a refreshing pool, all the while in a safe gated community. Don't miss out on this opportunity to own your own piece of paradise in Palm Coast. With its ideal location, charming features, and unbeatable amenities, this property is sure to steal your heart. Schedule a showing today!

Cost to own

Mortgage calculator

$348,900
$69,780
Loan Term
Monthly Payment
$1,779
Principal & Interest: $1,779
Insurance (est.): $233
Estimated Total Monthly
$2,012
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,779
HOAbilled monthly$250
Estimated total, before insurance$2,029/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $1,277/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011599 - Matanzas Shores WWTF · Public water (record)

County records show this parcel on central sewer served by FLA011599 - Matanzas Shores WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,779 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 22, 2026Active Under Contract$348,900
  • Mar 5, 2026Listed$348,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$348,900
Price / Sq Ft$273
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,277
Total Structure Area1,277 sq ft
Acres0.12 acres
Year Built1994
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Traditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

Community Information

Address53 Bristol Lane, Palm Coast, FL 32137
Area605-Flagler County North-Beach
SubdivisionSea Colony
CityPalm Coast
CountyFlagler
StateFL
Zip Code32137
Lot Size5,227.2 sq ft
Parcel Number2010315365000101990

Amenities

AmenitiesPool, Basketball Court, Beach Access, Clubhouse, Gated, Maintenance Grounds, Security
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewCanal

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Garage
Window FeaturesSkylight(s)
SecurityGated with Guard, Security Gate

Exterior

Patio / PorchCovered, Porch, Rear Porch
FencingFenced, Back Yard, Privacy, Vinyl
RoofShingle
ConstructionFrame, Vinyl Siding, Wood Siding
Road SurfaceAsphalt, Paved

Additional Information

Date ListedMarch 5, 2026
Days on Market837
HOA Fees$250 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$1,277.27
Tax Year2023
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CENTURY 21 ST AUGUSTINE PROPERTIES

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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