0 Boykin Lane

Baldwin, FL 32234

$1,500,000Est. $7,704/moMLS# 2003005

Beds

Baths

Sq Ft

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Built

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Garage

Pool

About this home

Baldwin

This MLS represents 7 properties totaling around 8 acres. The largest parcel is over 5 acres. 3 of the parcels are adjacent. These properties can be viewed via parcel maps included in photos. Owners would like to sell all 7 parcels at once but may consider individual sales if conditions are right.

Cost to own

Mortgage calculator

Home Price

$1,500,000

Down Payment: 20%

$300,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$7,704

Principal & Interest: $7,704

Property taxes (est.): $2,449

Insurance (est.): $1,000

Estimated Total Monthly

$11,153

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$7,704

Property taxesest. at asking price, Duval County$2,449

Estimated total, before insurance$10,153/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$19,117	$11,979	—
2024	$12,932	$10,890	▼ $2,593
2023	$13,500	$9,900	—
2022	$9,000	$9,000	—
2021	$9,000	$9,000	—
2020	$9,000	$9,000	—

Estimated taxes if purchased at asking price: ~$29,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History