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Pending

Pending·1105 days on market

3139 Wandering Oaks Drive

Orange Park, FL 32065

$393,500$149/sqftEst. $2,101/moMLS# 1222112
4
Beds
3
Baths
2,647
Sq Ft
2005
Built
3
Garage
No
Pool
HOA $5/moSingle Family Residence1 story

About this home

Orange Park

This home has a ton of potential for those looking for space on one level. 4 bed, 3 bath absolutely stunning home has a separate office/5th bedroom on a large lot! Open and airy best describes this home with a beach feel from the moment you enter the door. There is a large office perfect for those who work from home or to home school. The family room and kitchen are spacious and perfect for entertaining. The owners suite has ample space with a huge walk in closet and the owners bath has a separate garden tub and shower. Enjoy summer evenings entertaining in your spacious backyard! This is a must see, you will not be disappointed.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,101
Property taxesest. at asking price, Clay County$603
HOAbilled annually$5
Estimated total, before insurance$2,709/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$393,500
$78,700
Loan Term
Monthly Payment
$2,101
Principal & Interest: $2,101
Property taxes (est.): $603
Insurance (est.): $262
Estimated Total Monthly
$2,966
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$340,481$340,481—
2024$349,336$343,653—
2023$356,958$312,412—
2022$306,153$284,011—
2021$258,192$258,192—
2020$237,991$237,991—

Estimated taxes if purchased at asking price: ~$7,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Features

Price$393,500
Price / Sq Ft$149
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,647
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusPending
# of Garages3
Has PoolNo
Pool FeaturesNone
Is WaterfrontNo

Community Information

Address3139 Wandering Oaks Drive, Orange Park, FL 32065
Area139-Oakleaf/Orange Park/NW Clay County
SubdivisionOakleaf
CityOrange Park
CountyClay
StateFL
Zip Code32065
Parcel Number04042500786801225

Amenities

SewerPublic Sewer
Water SourcePublic

Interior

HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 16, 2023
Days on Market231
HOA Fees$60 / Annually
HOA FrequencyAnnually
New ConstructionNo

Listing Courtesy of: POWERHOUSE REALTY INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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