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Active

Active·3 days on market

126 Bayberry Road

Georgetown, FL 32139

$220,000$152/sqftEst. $1,219/moMLS# 2168311
2
Beds
2
Baths
1,452
Sq Ft
1980
Built
2
Garage
No
Pool
FEMA Zone XNo HOA2.41 acresManufactured Home1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Georgetown

Along the road, tracks from bunnies, turkeys, cranes and deer mix with the worn tire tracks of the occasional passerby. On 2.41 acres, partially cleared and partially wooded, there's plenty of PRIVACY, beautiful mature trees and room for all your toys and outdoor activities. The big stuff is done: METAL ROOF, NEWER HVAC, NEW WINDOWS and NEW LAMINATE FLOORING. The rest has been meticulously maintained. Update to your taste or decorate in true vintage mid-century modern style. A large primary bedroom, 2nd bedroom, enclosed bonus room, and an enclosed sunroom give you plenty of space to enjoy the setting. TONS OF STORAGE, closets everywhere, including two large walk-in closets in the primary bedroom. Park under the attached double carport, or the additional double carport, or in the separate poured slab TWO-CAR GARAGE with automatic door opener, WORKSHOP and storage. A loop driveway makes coming and going easy.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,219
Estimated total, before insurance$1,219/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$220,000
$44,000
Loan Term
Monthly Payment
$1,219
Principal & Interest: $1,219
Insurance (est.): $147
Estimated Total Monthly
$1,365
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,360 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northeast-facing backyard — summer sunrises, all-day cool

The listing reports the home facing southwest, which puts the backyard on the northeast side. Today at this address: sunrise 7:25 AM, sunset 7:01 PM.

  • The rear catches early summer sun (the sun rises almost straight into this exposure in June), then stays comfortable and shaded through the heat of the day.
  • The coolest diagonal for a lanai; a pool here trades warmth for comfort.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $459/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 7, 2026Listed$220,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $135/sq ft; this home is listed at $152/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
110 Tequesta Trail, Georgetown, FL 32139Listed by MOMENTUM REALTYSep 2025$199,000$1353/21,475110.5
106 Tequesta Trail, Georgetown, FL 32139Listed by MOMENTUM REALTYSep 2025$197,000$1343/21,475460.5
508 Georgetown Shortcut Road, Crescent City, FL 32112Listed by UNITED REAL ESTATE GALLERYJul 2026$225,000$1393/21,620310.8
426 Carteret Road, Georgetown, FL 32139Listed by COLDWELL BANKER BEN BATES INCJun 2026$142,500$1203/21,186321.8
228 Browns Hammock Road, Crescent City, FL 32112Listed by WATSON REALTY CORPJul 2026$185,000$1743/21,064842
101 Diamond Lake Drive, Crescent City, FL 32112Listed by ST JOHNS REALTY AND MANAGEMENT LLCSep 2026$165,000$1234/21,344862.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$220,000
Price / Sq Ft$152
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,452
Total Structure Area2,308 sq ft
Acres2.41 acres
Year Built1980
TypeResidential
Sub-TypeManufactured Home
StyleCottage, Traditional, Mid-Century Modern
StatusActive
# of Garages2
# of Carport Spaces4
Has PoolNo
Is WaterfrontNo
Direction FacesSouthwest

School Information

ElementaryMiddleton-Burney
MiddleCrescent City
HighCrescent City

Community Information

Address126 Bayberry Road, Georgetown, FL 32139
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionPlantation Pines Ii
CityGeorgetown
CountyPutnam
StateFL
Zip Code32139
Lot Size104,979.6 sq ft
Parcel Number311227722700110090
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingAttached, Attached Carport, Carport, Circular Driveway, Covered, Detached Carport, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Vinyl
# of Stories1
LevelsOne
LaundryIn Carport, In Unit

Exterior

Exterior FeaturesImpact Windows
Lot DescriptionCleared, Many Trees, Wooded
Patio / PorchCovered, Front Porch, Glass Enclosed, Screened, Side Porch
RoofMetal
ConstructionVinyl Siding
Other StructuresWorkshop

Additional Information

Date ListedOctober 7, 2026
Days on Market0
Tax Amount$459.42
Tax Year2025
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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