Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·3 days on market

69 W 32nd Street

Jacksonville, FL 32206

$39,999$29/sqftMLS# 2166760

Beds

1.5

Baths

1,381

Sq Ft

1926

Built

Garage

Pool

FEMA Zone XNo HOA6,098 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Opportunity in North Springfield! This 3-bedroom, 1.5-bath home offers 1,381 heated square feet with plenty of potential for an investor or renovator. The existing floor plan offers potential to reconfigure to a 3-bedroom, 2-bath layout, and the home features central A/C. Situated on a 50' x 117' lot with a 198 sq. ft. unfinished detached garage. This property needs a full renovation and is priced accordingly. A great opportunity to transform a 1920s home and add value. Property is being sold AS-IS, with seller making no repairs. Bring your contractor and your vision!

Next steps in Atlantic Beach

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$39,999

Down Payment: 20%

$8,000

Interest Rate: 7.03%

Loan Term

Monthly Payment

$214

Principal & Interest: $214

Property taxes (est.): $65

Insurance (est.): $27

Estimated Total Monthly

$306

*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1926)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,091 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,707/yr

Estimated taxes if purchased at asking price: ~$800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Sep 28, 2026Listed$39,999

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$39,999

Price / Sq Ft$29

Bedrooms3

Bathrooms1.50

Full Baths1

Half Baths1

Square Footage1,381

Acres0.14 acres

Year Built1926

TypeResidential

Sub-TypeSingle Family Residence

StyleCottage

Property ConditionFixer

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

Community Information

Address69 W 32nd Street, Jacksonville, FL 32206

Area071-Brentwood/Evergreen

SubdivisionNorth Springfield

CityJacksonville

CountyDuval

StateFL

Zip Code32206

Lot Size6,098.4 sq ft

Parcel Number1335630000

Amenities

UtilitiesOther

SewerPublic Sewer

Water SourcePublic

ParkingGarage

Interior

AppliancesOther

HeatingCentral

CoolingCentral Air

# of Stories1

LevelsOne

Exterior

Lot DescriptionOther

RoofShingle

Road FrontageCity Street

Additional Information

Date ListedSeptember 28, 2026

Days on Market0

Tax Amount$1,706.86

Tax Year2025

Listing TermsCash, Other

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: 1 REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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