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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·13 days on market

7005 Camfield Street

Jacksonville, FL 32222

$99,000$87/sqftEst. $529/moMLS# 2165317
3
Beds
1
Baths
1,132
Sq Ft
1959
Built
—
Garage
No
Pool
FEMA Zone XNo HOASingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

OPEN HOUSE SAT 9/26 12PM-2PM! AUCTION OPPORTUNITY! The list price is the STARTING BID ONLY! All bids are submitted directly to the listing agent and presented to the sellers. The sellers may accept a bid and proceed with the sale at any time or allow the auction to continue. Bring your best offer! Opportunity is knocking at 7005 Camfield St.! This 3-bedroom, 1-bath home offers a great chance to create your vision in a convenient West Jacksonville location. The property features a spacious floor plan, functional living spaces, and a large yard with room to enjoy or improve the outdoor space. Whether you're searching for your first home, an investment, or your next project, this property offers plenty of possibilities. Sold AS IS.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$529
Property taxesest. at asking price, Duval County$162
Estimated total, before insurance$690/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$99,000
$19,800
Loan Term
Monthly Payment
$529
Principal & Interest: $529
Property taxes (est.): $162
Insurance (est.): $66
Estimated Total Monthly
$756
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1959)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,518 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:20 AM, sunset 7:13 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Sep 17, 2026Listed$99,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$99,000
Price / Sq Ft$87
Bedrooms3
Bathrooms1.00
Full Baths1
Square Footage1,132
Year Built1959
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryEnterprise
MiddleChaffee Trail
HighWestside High School

Community Information

Address7005 Camfield Street, Jacksonville, FL 32222
Area064-Bent Creek/Plum Tree
SubdivisionWest Jacksonville
CityJacksonville
CountyDuval
StateFL
Zip Code32222
Parcel Number015692-0000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingOther, Additional Parking

Interior

AppliancesElectric Oven, Refrigerator
CoolingWall/Window Unit(s)
FlooringTile
# of Stories1
LevelsOne

Exterior

Lot DescriptionCleared
FencingFenced
RoofShingle
Other StructuresOther
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 17, 2026
Days on Market26
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FADER & CO REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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