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Active

Active·5 days on market

1459 Lake Foxmeadow Road

Middleburg, FL 32068

$610,000$284/sqftEst. $3,230/moMLS# 2165005
Open house Sat, Sep 26 · 10:00 am–12:00 pm
4
Beds
2
Baths
2,151
Sq Ft
2023
Built
3
Garage
No
Pool
FEMA Zone XHOA $20/mo1.05 acresSingle Family Residence1 story

About this home

Middleburg

GORGEOUS 2023 CUSTOM-BUILT HOME SITUATED ON A FULL ACRE! Welcome to 1459 Lake Foxmeadow Rd, where newer construction, beautiful upgrades, privacy, and plenty of space come together in a highly desirable Middleburg location. Offering 4 bedrooms, 2 bathrooms, 2,151 square feet of living space, and an oversized 3-car garage, this home delivers the space and functionality today's buyers are looking for, without the high fees of many newer communities. NO CDD and an extremely LOW HOA! From the moment you arrive, you'll appreciate the spacious 1-acre homesite and the privacy that is becoming increasingly difficult to find with newer construction. Built in 2023, this home features a thoughtfully designed floor plan with beautiful finishes, generous living spaces, and an open layout that makes the home perfect for both everyday living and entertaining. The screened in lanai creates a second living space, allowing you to enjoy Florida living, year round and beautiful sunrises.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$3,230
Property taxesest. at asking price, Clay County$935
HOAbilled annually$20
Estimated total, before insurance$4,185/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,503/yr · $542/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$610,000
$122,000
Loan Term
Monthly Payment
$3,230
Principal & Interest: $3,230
Property taxes (est.): $935
Insurance (est.): $407
Estimated Total Monthly
$4,572
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2023)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,418 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,503/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Active$610,000
  • Sep 16, 2026Listed$610,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$610,000
Price / Sq Ft$284
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,151
Acres1.05 acres
Year Built2023
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address1459 Lake Foxmeadow Road, Middleburg, FL 32068
Area143-Foxmeadow Area
SubdivisionLake Foxmeadow
CityMiddleburg
CountyClay
StateFL
Zip Code32068
Lot Size45,738 sq ft
Parcel Number26042400557220110

Amenities

UtilitiesCable Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached, Garage, Garage Door Opener
ViewPond, Protected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LaundryElectric Dryer Hookup

Exterior

Patio / PorchRear Porch, Screened
FencingFenced, Vinyl
RoofShingle
ConstructionFiber Cement
Other StructuresShed(s)

Additional Information

Date ListedSeptember 18, 2026
Days on Market4
HOA Fees$235 / Annually
HOA FrequencyAnnually
Tax Amount$6,502.82
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS ST JOHNS · jordan@sellsnefl.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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9/26/2026

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