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This home is in Jacksonville a pool home in Jacksonville.

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Active·Listed today

5340 Gathering Oaks Court E

Jacksonville, FL 32258

$439,000$226/sqftEst. $2,280/moMLS# 2164420
4
Beds
2
Baths
1,939
Sq Ft
1984
Built
2
Garage
Yes
Pool

About this home

Jacksonville

Welcome home to this charming 4 bedroom, 2 bath pool home tucked away on a quiet cul-de-sac in the well established neighborhood of Julington Forest. From the moment you step inside, the home offers an inviting layout designed for both everyday living and entertaining. The formal dining room provides the perfect setting for dinners and gatherings, while the open eat-in kitchen features a prep island, pantry, and plenty of space to gather for casual meals and hosting family and friends. The kitchen flows naturally into the spacious living room, where soaring ceilings, a beautiful wood beam, and a cozy fireplace add warmth, character, and an airy feel to the heart of the home. A thoughtfully designed split floor plan provides added privacy, while upgraded fixtures, and new flooring in two rooms bring fresh touches throughout.

Cost to own

Mortgage calculator

$439,000
$87,800
Loan Term
Monthly Payment
$2,280
Principal & Interest: $2,280
Property taxes (est.): $717
Insurance (est.): $293
Estimated Total Monthly
$3,290
*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$2,280
Property taxesest. at asking price, Duval County$717
Estimated total, before insurance$2,997/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,658/yr · $472/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,658/yr

Estimated taxes if purchased at asking price: ~$8,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,672 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 11, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$439,000
Price / Sq Ft$226
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,939
Acres0.23 acres
Year Built1984
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address5340 Gathering Oaks Court E, Jacksonville, FL 32258
Area014-Mandarin
SubdivisionJulington Forest
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size10,018.8 sq ft
Parcel Number1587621610

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Eat-in Kitchen, Kitchen Island, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchCovered, Patio, Screened
FencingBack Yard, Full, Vinyl, Wood
RoofShingle
ConstructionWood Siding
Road SurfacePaved

Additional Information

Date ListedSeptember 11, 2026
Days on Market0
Tax Amount$5,658.41
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DJ & LINDSEY REAL ESTATE

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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