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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active·40 days on market

1623 Forbes Road

Macclenny, FL 32063

$189,000$131/sqftEst. $1,047/moMLS# 2162692
3
Beds
2
Baths
1,440
Sq Ft
1975
Built
—
Garage
No
Pool
FEMA Zone XNo HOA12,632 sqft lotManufactured Home1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Macclenny

Enjoy the best of both worlds with a quiet, private setting while still being conveniently close to city amenities. The home features a newer metal roof and has been well cared for, giving you a great foundation to make it truly your own. Tucked behind well maintained trees and plants, this 3 bedroom, 2 Bath home boasts stainless steel appliances in the kitchen, spacious bedrooms, as well as separate living and dining areas. Well has been updated, and yard is also fenced for even more privacy. A must see!!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,047
Estimated total, before insurance$1,047/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$189,000
$37,800
Loan Term
Monthly Payment
$1,047
Principal & Interest: $1,047
Insurance (est.): $126
Estimated Total Monthly
$1,173
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1975)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,346 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $122/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 31, 2026Listed$189,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$189,000
Price / Sq Ft$131
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,440
Acres0.29 acres
Year Built1975
TypeResidential
Sub-TypeManufactured Home
StyleTraditional
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ElementaryMacclenny
MiddleBaker County
HighBaker County

Community Information

Address1623 Forbes Road, Macclenny, FL 32063
Area503-Baker County-South
SubdivisionRolling Meadows
CityMacclenny
CountyBaker
StateFL
Zip Code32063
Lot Size12,632.4 sq ft
Parcel Number353S22000400060140
ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingGated, Off Street
ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s)
AppliancesDishwasher, Electric Oven, Freezer, Refrigerator
HeatingCentral
CoolingCentral Air, Electric, Wall/Window Unit(s)
FlooringCarpet, Laminate
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Lot DescriptionMany Trees
FencingChain Link
RoofMetal
ConstructionAluminum Siding
Other StructuresShed(s)
Road SurfaceDirt, Paved
Road FrontageCounty Road

Additional Information

Date ListedAugust 31, 2026
Days on Market0
Tax Amount$121.54
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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