This home is in Deercreek, Jacksonville — a waterfront home in Jacksonville.
Active·7 days on market·Deercreek
9937 Watermark Lane W
Jacksonville, FL 32256
About this home
Deercreek
Beautifully renovated lakefront home on a large private lot in sought-after Deercreek Country Club! This move-in-ready residence features an open floor plan, grand two-story foyer, updated staircase, new designer lighting, and white oak hardwood flooring throughout the main level and primary suite. The renovated gourmet kitchen offers quartz countertops, custom range hood, gas cooktop, and abundant cabinetry. The spacious family room showcases a gas fireplace with decorative molding and shiplap accents, plus beautiful lake views and natural light. The primary suite overlooks the lake and features a thoughtfully renovated bath with soaking tub. Three additional bedrooms with new premium carpeting. Also included is a beautiful en-suite and Jack-and-Jill bath. Enjoy the peaceful lakefront backyard. Additionally, the home includes a 5-year-old roof and dual HVAC for peace of mind. A rare opportunity to enjoy stylish updates, privacy, and serene lakefront living in Deercreek Country Club
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $658,301 | $554,139 | ▲ $55,467 |
| 2023 | $626,494 | $536,543 | — |
| 2022 | $569,460 | $519,460 | — |
| 2021 | $429,795 | $429,795 | — |
| 2020 | $410,199 | $311,431 | — |
2025 property taxes (current owner): $10,658/yr
Estimated taxes if purchased at asking price: ~$14,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,726 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 2, 2026Active$749,900
- Aug 25, 2026Listed$749,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
The neighborhood
About Deercreek
Deercreek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.
View all Deercreek homes for sale →Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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