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Sold

Sold·Closed Mar 6, 2026·3 days on market

621 S 18th Street

Palatka, FL 32177

$60,000sold priceListed at $60,000 · 100% of asking$42/sqftMLS# 2161446
3
Beds
2
Baths
1,440
Sq Ft
1940
Built
—
Garage
No
Pool
No HOA8,712 sqft lotSingle Family Residence1 story

About this home

Palatka

Investor special. Home needs roof and updates on the inside.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$332
Estimated total, before insurance$332/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,627/yr · $136/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$60,000
$12,000
Loan Term
Monthly Payment
$332
Principal & Interest: $332
Insurance (est.): $40
Estimated Total Monthly
$372
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,627/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 23, 2026Listed$60,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $160/sq ft; this home is listed at $42/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
621 S 18th Street, Palatka, FL 32177Listed by MOMENTUM REALTYAug 2026$228,000$1583/21,440300
1820 Carr Street, Palatka, FL 32177Listed by WJH BROKERAGE FL LLCSep 2026$243,990$1893/21,2901420.1
611 Moseley Avenue, Palatka, FL 32177Listed by BALDWIN FAMILY REALTY LLCAug 2026$140,000$823/21,71630.1
306 S 14th Street, Palatka, FL 32177Listed by IHEART REALTY INCJul 2026$285,000$1833/21,557120.2
1317 Carr Street, Palatka, FL 32177Listed by DUCK REALTY INCJul 2026$55,000$533/11,045170.2
610 S 14th Street, Palatka, FL 32177Listed by REAL BROKER LLCJun 2026$210,000$1603/11,310400.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$60,000
Price / Sq Ft$42
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,440
Acres0.20 acres
Year Built1940
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address621 S 18th Street, Palatka, FL 32177
Area561-Greater Palatka
SubdivisionHillcrest
CityPalatka
CountyPutnam
StateFL
Zip Code32177
Lot Size8,712 sq ft
Parcel Number121026685040300070

Amenities

UtilitiesOther
Water SourceOther
ParkingOther

Interior

AppliancesOther
CoolingOther
# of Stories1

Exterior

Other StructuresOther

Additional Information

Date ListedAugust 23, 2026
Days on Market3
Tax Amount$1,626.81
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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