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Active

Active·31 days on market

2203 North NW Turner Avenue

Lake City, FL 32055

$285,000$129/sqftEst. $1,509/moMLS# 2161289
4
Beds
2
Baths
2,208
Sq Ft
2022
Built
3
Garage
No
Pool
FEMA Zone XNo HOA0.50 acresMobile Home1 story

About this home

Lake City

Spacious & beautifully upgraded 2022 mobile home situated on 0.50 acre, offering a blend of comfort, functionality, & exceptional outdoor amenities. This 4-bedroom, 2-bathroom home provides generous living space. Large primary bedroom w/ walk-in closet. Ensuite bathroom featuring a separate soaking tub & shower stall. Laundry room w/ sturdy metal shelving for extra storage. Covered front porch w/ electric & water, covered rear porch w/ water connection. Circle drive for easy access & parking. 2-30amp RV hookups & even a dump stations perfect for RV owners. 24X30 1 car metal garage has electricity & outlet inside, attached two car carport finished w/ millings for parking & storage room. 20X40 3 car metal garage w/ 100amp power; ideal for business, why pay extra rent & ins. for other location when you have it in your backyard. Home equipped w/ 4 spigots & 1 spigot at each building, kitchen & Bath w/2-tier in cabinet pullout organizer. Frigidaire Appliances & upgraded Stove w/ 5 burners.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,509
Estimated total, before insurance$1,509/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,783/yr · $149/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$285,000
$57,000
Loan Term
Monthly Payment
$1,509
Principal & Interest: $1,509
Insurance (est.): $190
Estimated Total Monthly
$1,699
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,378 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,783/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 21, 2026Listed$285,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$285,000
Price / Sq Ft$129
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,208
Acres0.50 acres
Year Built2022
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusActive
# of Garages3
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryWestside
MiddleLake City
HighColumbia

Community Information

Address2203 North NW Turner Avenue, Lake City, FL 32055
Area802-Columbia-West
Subdivision**verifying Subd**
CityLake City
CountyColumbia
StateFL
Zip Code32055
Lot Size21,780 sq ft
Parcel Number22-3S-16-02244-004
ZoningMobile Home(s)

Amenities

UtilitiesCable Available
Water SourcePrivate
ParkingAdditional Parking, Carport, Circular Driveway, Detached, Garage, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air
FlooringCarpet, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionDead End Street, Irregular Lot
Patio / PorchAwning(s), Covered, Front Porch, Rear Porch
RoofShingle
ConstructionVinyl Siding
Other StructuresWorkshop
Road SurfaceAsphalt, Dirt
Road FrontageCity Street

Additional Information

Date ListedAugust 21, 2026
Days on Market5
Tax Amount$1,783
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: JOHN NORRIS REALTY & ASSOCIATE · stephanie@stephanieharkins.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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