Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

1 / 70

Active

Active·32 days on market

831 Timberjack Court

Orange Park, FL 32065

$324,900$161/sqftEst. $1,721/moMLS# 2160164

↓ $5,100 below original list

Beds

Baths

2,016

Sq Ft

2004

Built

Garage

Pool

FEMA Zone XHOA $9/mo7,841 sqft lotSingle Family Residence1 story

About this home

Orange Park

Welcome to 831 Timberjack Court, a spacious 4-bedroom, 2-bath home offering 2,016 square feet of comfortable single-story living in the highly amenitized OakLeaf Plantation community. Built in 2004 and situated on a quiet cul-de-sac street, this traditional-style home combines a functional split-bedroom floor plan, generous living spaces and convenient access to shopping, dining, recreation and major roadways. Inside, the home features an open and inviting layout with both living and family areas, abundant natural light, ceiling fans and plenty of room for everyday living and entertaining. The kitchen is centrally located and features an eat-in area/breakfast nook, pantry and a full appliance package including refrigerator, electric range, microwave, dishwasher and disposal. The open design provides an easy flow between the kitchen and surrounding living spaces. (See more description for additional information)

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,721

Property taxesest. at asking price, Clay County$498

HOAbilled annually$9

Estimated total, before insurance$2,228/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,759/yr · $563/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$324,900

Down Payment: 20%

$64,980

Interest Rate: 6.95%

Loan Term

Monthly Payment

$1,721

Principal & Interest: $1,721

Property taxes (est.): $498

Insurance (est.): $217

Estimated Total Monthly

$2,435

*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,783 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,759/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Sep 18, 2026Price change$324,900−$5,100
Aug 21, 2026Active$330,000
Aug 14, 2026Listed$330,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$324,900

Price / Sq Ft$161

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage2,016

Acres0.18 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryOakleaf Village

MiddleOakleaf Jr High

HighOakleaf High School

Community Information

Address831 Timberjack Court, Orange Park, FL 32065

Area139-Oakleaf/Orange Park/NW Clay County

SubdivisionOakleaf Plantation

CityOrange Park

CountyClay

StateFL

Zip Code32065

Lot Size7,840.8 sq ft

Parcel Number05042500786701314

ZoningSingle Family

Amenities

AmenitiesPool, Barbecue, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Jogging Path, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)

Community FeaturesSidewalks, Suburban, Street Lights, Curbs

UtilitiesCable Available, Electricity Available, Sewer Available, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener, Off Street

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Many Trees, Sprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Patio

RoofShingle

ConstructionStucco

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedAugust 21, 2026

Days on Market28

HOA Fees$110 / Annually

HOA FrequencyAnnually

Tax Amount$6,759.39

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: SHOE REALTY INC · lisa@shoerealty.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Keep looking

More homes in Oakleaf Plantation

Keep looking

Similar homes in Orange Park

Your Local Realtor

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines