Sold·Closed Sep 25, 2026·15 days on market
244 SE Arapahoe Lane
Lake City, FL 32025
About this home
Lake City
MULTIPLE OFFERS HAVE BEEN RECEIVED - SUBMIT BEST & FINAL OFFERS BY 5PM 8/25. This one-story ranch-style brick home is situated on a .32-acre corner lot in the desirable subdivision of Oak Hill Estates. The property is located close to schools, shopping, dining, and more. The large living room flows into the spacious eat-in kitchen where you also have direct access to the fenced backyard and deck. The kitchen features Stainless Steel flat-top cook-top stove and microwave, tile floors, and lots of cabinet and counter space. There are 3 large bedrooms with laminate flooring, lighted ceiling fans, window blinds and good-sized closets. You'll enjoy a large, fenced back yard with dog-run and outdoor shower set-up. Metal roof. Attached garage. Surrounding mature trees and the corner-lot location afford nice privacy and great spot to entertain family & friends. There is no HOA fee. Don't wait to see this great property!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal — year not disclosed (home built 1992)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer records conflict — verify
The MLS lists “Septic Tank”, while Florida DOH records suggest central sewer. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer. Municipal drinking water per the county inventory.
Sources: MLS listing + Florida DOH Water Management Inventory (public record).
Solar potential: ~1,726 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,176/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Sep 28, 2026Closed$175,000
- Sep 17, 2026Pending$175,000
- Aug 28, 2026Active Under Contract$175,000
- Aug 13, 2026Listed$175,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $172/sq ft; this home is listed at $164/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 194 SE Rachel Way, Lake City, FL 32025Listed by WATSON REALTY CORP | Sep 2025 | $182,500 | $172 | 3/2 | 1,058 | 12 | 0.4 |
| 472 SW Tularosa Lane, Lake City, FL 32025Listed by EVERRISE REALTY GROUP LLC | Jul 2026 | $100,000 | $123 | 3/1 | 816 | 7 | 2.1 |
| 193 SE Yankee Terrace, Lake City, FL 32025Listed by THORNTON & CO REALTY INC | Nov 2025 | $260,000 | $211 | 3/2 | 1,232 | 72 | 2.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Sep 25, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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