Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

For Rent·4 days on market

2160 Windward Cay Lane

Middleburg, FL 32068

$1,950/moMLS# 2158505

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

ELIZABETH L QUINTANA · COLDWELL BANKER VANGUARD REALTY elizabethquintana@cbvfl.com

Beds

Baths

1,601

Sq Ft

2025

Built

Garage

Pool

About this home

Middleburg

Welcome home to this beautifully maintained 3-bedroom, 2.5-bath townhome built in 2025! With only one previous occupant, this home feels practically brand new. The open-concept layout offers a spacious living area that flows into the modern kitchen, while all bedrooms and the laundry room are conveniently located upstairs. The primary suite features a private bath and a generous walk-in closet. Enjoy relaxing on the screened lanai or take advantage of the single-car garage with upgraded epoxy flooring. Thoughtful finishes and modern design make this home stand out from typical builder-grade construction. Conveniently located in a beautifully maintained community, this move-in ready rental offers comfort, style, and low-maintenance living. Schedule a showing today!

Cost to own

Mortgage calculator

Home Price

$1,950

Down Payment: 20%

$390

Interest Rate: 6.69%

Loan Term

Monthly Payment

$10

Principal & Interest: $10

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$14

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2024	$40,000	$40,000	—
2023	$25,000	$25,000	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.