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Active

Active·6 days on market

1556 Lakeway Drive

Fleming Island, FL 32003

$549,000$190/sqftEst. $2,831/moMLS# 2158146
5
Beds
4
Baths
2,890
Sq Ft
1997
Built
2
Garage
No
Pool

About this home

Fleming Island

Welcome to 1556 Lakeway Drive, Fleming Island, FL 32003--a rare opportunity to own a beautifully updated 5-bedroom, 4-bathroom home offering approximately 2,890 square feet of thoughtfully designed living space on Cul de Sac in one of Fleming Island's most desirable community of Eagle Harbor. CDD Bond already paid This is an energy efficient home with foam spray that utilizes almost 15% less energy. Recent upgrades, including roof & new flooring and updated bathrooms, bring a fresh, modern feel that allows you to move right in without the stress or expense of renovations. Open concept with sunlight from both sides and 4 bedrooms on same level with one loft bedroom and bath upstairs. The spacious primary suite provides a peaceful retreat at the end of the day, while the additional bedrooms offer flexibility for family, guests, home office space, or multigenerational living. Step outside and embrace the Florida lifestyle you've been waiting for.

Cost to own

Mortgage calculator

$549,000
$109,800
Loan Term
Monthly Payment
$2,831
Principal & Interest: $2,831
Property taxes (est.): $841
Insurance (est.): $366
Estimated Total Monthly
$4,038
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,831
Property taxesest. at asking price, Clay County$841
HOAbilled annually$13
Estimated total, before insurance$3,685/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 1997)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer (public record) · Public water · Clay County Utilities

County records show this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,700 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 1, 2026Listed$549,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$549,000
Price / Sq Ft$190
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,890
Year Built1997
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

ElementaryFleming Island
MiddleLakeside
HighFleming Island

Community Information

Address1556 Lakeway Drive, Fleming Island, FL 32003
Area122-Fleming Island-NW
SubdivisionLakeway
CityFleming Island
CountyClay
StateFL
Zip Code32003
Parcel Number29042602126201735
ZoningResidential

Amenities

UtilitiesCable Available, Cable Connected, Electricity Connected, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage
ViewWater

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, His and Hers Closets, Kitchen Island
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric, Heat Pump, Hot Water
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne and One Half
LaundryElectric Dryer Hookup, In Garage

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchPatio, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedAugust 1, 2026
Days on Market3
HOA Fees$150 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: AURORA REALTY GROUP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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