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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active·28 days on market

7512 Chervil Street

Jacksonville, FL 32219

$408,000$153/sqftEst. $2,098/moMLS# 2157681
4
Beds
3
Baths
2,660
Sq Ft
2022
Built
3
Garage
No
Pool

About this home

Jacksonville

Your search ends here! From the moment you step inside this beautifully designed and spacious home, you're greeted by an abundance of natural light pouring into a seamless open floor plan, ideal for both everyday living and entertaining. At the heart of the home is a true gourmet kitchen, featuring sleek quartz countertops, an oversized center island, a huge walk-in pantry, and an impressive amount of cabinet space to satisfy any home chef. The primary suite serves as a peaceful retreat, showcasing a spa-like main bathroom complete with a dual vanity, a separate walk-in shower, and a massive walk-in closet. Boasting a massive 3-car garage and nestled in an amazingly peaceful, highly desirable neighborhood, this stunning turnkey property has absolutely everything you've been dreaming of! You'll love the fantastic community amenities, including a gorgeous sparkling pool for ultimate summer splashing and a fabulous playground for the little ones! Don't miss out on this opportunity!

Cost to own

Mortgage calculator

$408,000
$81,600
Loan Term
Monthly Payment
$2,098
Principal & Interest: $2,098
Property taxes (est.): $666
Insurance (est.): $272
Estimated Total Monthly
$3,036
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$2,098
Property taxesest. at asking price, Duval County$666
HOAbilled quarterly$78
Estimated total, before insurance$2,841/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,581/yr · $548/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,581/yr

Estimated taxes if purchased at asking price: ~$8,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,477 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 23, 2026Price change$408,000$1,000
  • Aug 13, 2026Price change$409,000$1,000
  • Jul 30, 2026Listed$410,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$408,000
Price / Sq Ft$153
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,660
Acres0.17 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address7512 Chervil Street, Jacksonville, FL 32219
Area081-Marietta/Whitehouse/Baldwin/Garden St
SubdivisionHighland Chase
CityJacksonville
CountyDuval
StateFL
Zip Code32219
Lot Size7,405.2 sq ft
Parcel Number0028992410
ZoningResidential

Amenities

AmenitiesPool, Playground
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup

Exterior

Patio / PorchPatio, Screened
RoofShingle

Additional Information

Date ListedJuly 30, 2026
Days on Market26
HOA Fees$233.1 / Quarterly
HOA FrequencyQuarterly
Tax Amount$6,581.22
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: NAVY TO NAVY HOMES LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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8/29/2026

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