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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
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Active

Active·62 days on market

5840 NW 11th Avenue

Bell, FL 32619

$108,500$329/sqftEst. $575/moMLS# 2156584
$15,500 below original list
1
Beds
1
Baths
330
Sq Ft
2019
Built
240
Garage
No
Pool
FEMA Zone XNo HOA103.00 acresMobile Home1 story

About this home

Bell

Handyman Special - Investor Ready! Step into your next project with excellent upside potential. This 2019 single-wide manufactured home sits on 1.03 fully fenced acres in Bell, FL and offers 1 bedroom, 1 bath, and 330 sqft of living space. Features include a private well, septic system, detached laundry/storage building, metal carport, storage shed, and plenty of space for RVs, boats, gardening, or future improvements. No HOA. Conveniently located near the Suwannee River, natural springs, and outdoor recreation. Great investment opportunity. Schedule your showing today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$575
Estimated total, before insurance$575/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$108,500
$21,700
Loan Term
Monthly Payment
$575
Principal & Interest: $575
Insurance (est.): $72
Estimated Total Monthly
$647
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 29, 2026Price change$108,500$15,500
  • Jul 22, 2026Listed$124,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$108,500
Price / Sq Ft$329
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage330
Acres103.00 acres
Year Built2019
TypeResidential
Sub-TypeMobile Home
StyleOther
StatusActive
# of Garages240
# of Carport Spaces240
Has PoolNo
Is WaterfrontNo

School Information

ElementaryOther
MiddleOther
HighOther

Community Information

Address5840 NW 11th Avenue, Bell, FL 32619
Area681-Gilchrist County-East
SubdivisionMetes & Bounds
CityBell
CountyGilchrist
StateFL
Zip Code32619
Lot Size4,486,680 sq ft
Parcel Number050815036000050050
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePrivate, Well
ParkingCarport

Interior

AppliancesDryer, Washer
HeatingElectric, Heat Pump
CoolingCentral Air
# of Stories1
LevelsOne

Exterior

ConstructionAluminum Siding

Additional Information

Date ListedJuly 22, 2026
Days on Market16
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DC GLOBAL PARTNERS · xvag85@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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