Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·8 days on market

1452 Marcia Drive

Orange Park, FL 32073

$339,000$222/sqftEst. $1,728/moMLS# 2156467

Beds

Baths

1,527

Sq Ft

1975

Built

Garage

Yes

Pool

About this home

Orange Park

Welcome to 1452 Marcia Drive in the heart of Orange Park! This well-maintained home offers a comfortable three bedroom two bath and functional floor plan with inviting living spaces, spacious bedrooms, and a warm, welcoming atmosphere that's perfect for everyday living. Step outside to your own private backyard retreat featuring an in-ground pool--ideal for relaxing, entertaining, or enjoying Florida's sunshine. The pool liner was replaced in November 2025, providing added value and peace of mind for the next owner. Additional updates include a new roof installed in 2023, making this home even more move-in ready. Conveniently located near shopping, dining, parks, schools, and major roadways, this home combines comfort, convenience, and important recent improvements. Don't miss your opportunity to make 1452 Marcia Drive your next home! Currently a highly active short term rental. Additional Option to buy as a fully furnished rental.

Cost to own

Mortgage calculator

Home Price

$339,000

Down Payment: 20%

$67,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,728

Principal & Interest: $1,728

Property taxes (est.): $520

Insurance (est.): $226

Estimated Total Monthly

$2,474

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,728

Property taxesest. at asking price, Clay County$520

Estimated total, before insurance$2,248/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2023 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer · FL0023922 · Public water (record)

County records show this parcel on central sewer served by FL0023922 — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,614 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History