Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast
Photo 1 / 46
Active

Active·53 days on market

212 Dogwood Drive

Interlachen, FL 32148

$192,500$128/sqftEst. $1,066/moMLS# 2156211
↓ $32,500 below original list
2
Beds
1.5
Baths
1,507
Sq Ft
1976
Built
—
Garage
No
Pool
FEMA Zone XHOA $8/mo0.50 acresSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Interlachen

ASSUMMABLE LOAN 3.75% Nestled on a cleared half-acre lot, this charming 2-bedroom, 1.5-bath home offers 1,507 square feet of comfortable living with an inviting open floor plan. Inside, you'll find solid wood cabinets, solid-surface countertops, luxury vinyl flooring, walk-in closets, a cozy fireplace, and a whole-house water filtration system. French doors open to a spacious deck, patio, fully fenced backyard, and dog run, creating the perfect outdoor retreat for pets, family gatherings, or relaxing evenings. Additional upgrades include a metal roof (2015), HVAC replaced in 2016, indoor laundry room, two-car carport, private well and septic, and plenty of room to enjoy the peaceful surroundings. Located in the desirable Grandin Lake Shores community, residents enjoy access to a private boat ramp, lake access, community beach, park, and clubhouse ideal for boating, fishing kayaking, and year-round outdoor recreation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,066
HOAbilled annually$8
Estimated total, before insurance$1,075/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,435/yr · $203/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$192,500
$38,500
Loan Term
Monthly Payment
$1,066
Principal & Interest: $1,066
Insurance (est.): $128
Estimated Total Monthly
$1,195
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — 2015 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,558 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,435/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 9, 2026Price change$192,500−$7,500
  • Sep 20, 2026Price change$200,000−$25,000
  • Aug 19, 2026Active$225,000
  • Jul 20, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $102/sq ft; this home is listed at $128/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
814 Annette Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2025$140,000$764/21,836970.9
608 Kitty Avenue, Interlachen, FL 32148Listed by INTERLACHEN REALTY SERVICES, INCAug 2026$55,000$413/21,344461.3
304 Dawn Avenue, Interlachen, FL 32148Listed by NICOSIA REALTY INC.Sep 2026$184,000$1023/21,800631.4
145 Dawson Drive, Interlachen, FL 32148Listed by FADER & CO REALTY LLCJun 2026$153,000$1333/21,152121.5
221 Maltas Avenue, Interlachen, FL 32148Listed by IHEART REALTY INCJun 2026$180,000$1423/21,2643531.5
910 Ofarrell Avenue, Interlachen, FL 32148Listed by COLDWELL BANKER BEN BATES INCJun 2026$136,000$943/21,4401771.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$192,500
Price / Sq Ft$128
Bedrooms2
Bathrooms1.50
Full Baths1
Half Baths1
Square Footage1,507
Acres0.50 acres
Year Built1976
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

Community Information

Address212 Dogwood Drive, Interlachen, FL 32148
Area572-Interlachen-NE
SubdivisionGrandin Lake Shores
CityInterlachen
CountyPutnam
StateFL
Zip Code32148
Lot Size21,780 sq ft
Parcel Number340924325100003430

Amenities

AmenitiesBeach Access, Boat Launch, Clubhouse, Gated, Park, Playground
Community FeaturesFishing
UtilitiesOther
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport, Carport, Covered, RV Access/Parking

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Primary Downstairs, Walk-In Closet(s)
AppliancesElectric Range, Electric Water Heater, Microwave, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
Fireplace FeaturesElectric
# of Stories1
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio, Side Porch
FencingFenced, Back Yard, Chain Link
RoofMetal
ConstructionFrame, Wood Siding
Road SurfacePaved

Additional Information

Date ListedAugust 19, 2026
Days on Market51
HOA Fees$100 / Annually
HOA FrequencyAnnually
Tax Amount$2,435.01
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: LPT REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines