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Active·10 days on market

3620 Dartford Dr Drive

Davenport, FL 33837

$320,000$229/sqftEst. $1,632/moMLS# 2155481
4
Beds
2
Baths
1,396
Sq Ft
1999
Built
2
Garage
No
Pool

About this home

Davenport

Great opportunity in Davenport! This 4-bedroom, 3-bath home is currently being prepared for sale and is not yet available for showings. The property offers plenty of potential for a buyer looking to make a home their own. This will be a short sale and all terms will be subject to lender approval. Additional property details, photos, showing information, and offer instructions will be provided as the home gets closer to being ready for the market. Please do not disturb the occupants. Stay tuned for more information!

Cost to own

Mortgage calculator

$320,000
$64,000
Loan Term
Monthly Payment
$1,632
Principal & Interest: $1,632
Insurance (est.): $213
Estimated Total Monthly
$1,845
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,632
HOAbilled monthly$30
Estimated total, before insurance$1,662/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1999)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA012967 - · Public water (record)

County records show this parcel on central sewer served by FLA012967 - — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,810 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 15, 2026Listed$320,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$320,000
Price / Sq Ft$229
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,396
Year Built1999
TypeResidential
Sub-TypeSingle Family Residence
StyleA-Frame
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address3620 Dartford Dr Drive, Davenport, FL 33837
Area993-Out Of Area-South
Subdivision**verifying Subd**
CityDavenport
CountyPolk
StateFL
Zip Code33837
Parcel Number272620706007000960

Amenities

UtilitiesElectricity Available, Water Available, Water Connected
SewerUnknown
Water SourcePublic
ParkingAdditional Parking

Interior

AppliancesConvection Oven, Dishwasher
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJuly 15, 2026
Days on Market0
HOA Fees$30 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, Private Financing Available, VA Loan, Other
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COASTAL REALTY JAX

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke