This home is in Jacksonville.
Pending·35 days on market
1185 E 18th Street
Jacksonville, FL 32206
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 333-8595 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Don't miss this charming 1-story home featuring 3 bedrooms and a functional layout designed for comfortable everyday living. The inviting living areas provide space to relax or entertain, while the flexible bedroom layout offers options for guests, a home office, or hobbies. The single-level design provides convenience and easy maintenance, making this home an excellent opportunity for a variety of lifestyles. With plenty of potential to add your personal touches, this property is ready for you to make it your own.
Next steps in Atlantic Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: material not specified — year not disclosed (home built 1947)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,510 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $630,800 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $80,236 | $80,210 | ▲ $1,414 |
| 2024 | $71,633 | $71,633 | — |
| 2023 | $70,614 | $70,614 | — |
| 2022 | $15,098 | $12,136 | — |
| 2021 | $11,033 | $11,033 | — |
| 2020 | $10,756 | $10,756 | — |
2025 property taxes (current owner): $1,777/yr
Estimated taxes if purchased at asking price: ~$1,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 14, 2026Pending$69,999
- Aug 26, 2026Active$69,999
- Aug 18, 2026Pending$69,999
- Jul 16, 2026Price change$69,999−$10,000
- Jun 29, 2026Listed$79,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MAINSTAY BROKERAGE LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Hartridges Addn
For RentLease
1123 E 14th StreetJacksonville, FL 32206
3 bd · 2 ba · 1,093 sq ft
$1,350/moWelcome to this beautifully renovated 3-bedroom, 2-bathroom home, designed with family living in mind. The living area…
Listing Office: pinnacle realty
For Sale1145 E 14th StreetJacksonville, FL 32206
3 bd · 1 ba · 1,280 sq ft
$154,900Est. $824/moREDUCED $15,000!!! The majority of the renovation has been completed and is now available for viewing. This property…
Listing Office: i open doors realty
For Sale1150 E 16THJacksonville, FL 32206
4 bd · 2 ba · 1,974 sq ft
$169,900Est. $904/moRe-roof completed in 2023. This single-story 4-bedroom, 2-bathroom home features exceptional interior space and…
Listing Office: beycome of florida llc
For Sale1145 E 14th StreetJacksonville, FL 32206
3 bd · 1 ba · 1,280 sq ft
$189,900Est. $1,011/moWelcome to 1145 E 14th St. Updated property currently operating as a short-term rental and offered AS-IS, fully…
Listing Office: 21st century realty services of jacksonville
Explore the area
More in Atlantic Beach
Atlantic Beach guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines