Active·107 days on market
107 Green Oak Drive
Melrose, FL 32666
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Melrose
Investor Opportunity on 3 Acres in Melrose! This 3-bedroom, 2-bathroom manufactured home offers incredible potential and is ready for your vision. Situated on 3 fully fenced acres of agricultural-zoned land, this property is perfect for those looking to create a private homestead, hobby farm, or investment property. Located in the desirable Ashley Lake Plantation community, you'll enjoy the peace and quiet of country living while remaining just minutes from everyday conveniences. Downtown Melrose, local restaurants, grocery stores, and shopping are just 5 minutes away. Bring your horses, goats, chickens, and other farm animals and take advantage of the freedom this property provides. With plenty of room to expand, garden, or simply enjoy the open space, this property offers endless possibilities for the right buyer. If you're looking for acreage, privacy, and a property with room to build equity, this Melrose gem is worth a look!
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Metal, Other — year not disclosed (home built 1986)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic · Private well (public record)
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,734 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:27 AM, sunset 7:02 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $667/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jun 25, 2026Listed$200,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $132/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 120 Ashley Lake Drive, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Aug 2026 | $380,000 | $220 | 2/2 | 1,727 | 259 | 0.6 |
| 208 Country Living Circle, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Jun 2026 | $90,000 | $70 | 3/2 | 1,288 | 2 | 1 |
| 719 State Rd 26, Melrose, FL 32666Listed by CB ISAAC REALTY | Jun 2026 | $95,000 | $75 | 3/2 | 1,260 | 36 | 1.4 |
| 116 Lake Edge Trail, Melrose, FL 32666Listed by MARK SPAIN REAL ESTATE | Nov 2025 | $215,000 | $198 | 3/2 | 1,085 | 13 | 1.7 |
| 121 Serena Circle, Melrose, FL 32666Listed by CENTURY 21 LAKESIDE REALTY | Sep 2026 | $254,000 | $193 | 2/2 | 1,318 | 62 | 2 |
| 107 Eliam Road, Melrose, FL 32666Listed by FLORIDA HOMES REALTY & MTG LLC | Sep 2026 | $194,000 | $160 | 3/2 | 1,216 | 30 | 2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CB ISAAC REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Keep looking
More homes in Ashley Lake Plantata
For Sale107 Crystal Lake DriveMelrose, FL 32666
2 bd · 2 ba · 826 sq ft
$170,000Est. $905/mo2/2 DWMH on over 2 acres and close to Historic Melrose. This home has been well maintained. Features include new…
Listing Office: century 21 lakeside realty
Pending154 Ashley Lake DriveMelrose, FL 32666
3 bd · 2 ba · 1,174 sq ft
$249,900Est. $1,330/mo154 Ashley Lake Drive offers the rare combination of a **brand-new 2026 home, 1.52 acres, and a price under $300,000.**…
Listing Office: maxrev, llc
For Sale135 Ashley Lake DriveMelrose, FL 32666
3 bd · 3 ba · 2,220 sq ft
$399,900Est. $2,128/moLakefront living with built-in income! Well-maintained home on a landscaped 1.19-acre, high-and-dry lot just minutes…
Listing Office: epique realty, inc
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines