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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·97 days on market

2652 Dellwood Avenue

Jacksonville, FL 32204

$474,900$168/sqftEst. $2,515/moMLS# 2151110
$45,100 below original list
5
Beds
3.5
Baths
2,824
Sq Ft
1936
Built
Garage
No
Pool
FEMA Zone XNo HOA6,098 sqft lotTriplex

About this home

Jacksonville

Fully leased Riverside triplex with significant rental upside offering house hackers and investors an estimated pro-forma gross income of $47.4K - $47.7K annually. The ground-floor unit lives like a home, with three bedrooms, one and a half baths, a sunroom or office, formal dining, and washer/dryer connections. Two cozy one-bedroom apartments occupy the second floor, one boasting its own sunny sunroom. Out back, off-street parking fits at least four vehicles--a true rarity in this walkable neighborhood. The location delivers. You're moments from 5 Points shopping, Riverside Publix, The Fresh Market, and Whole Foods, plus First Watch, the Winston Family YMCA, and countless restaurants and bars. With new businesses arriving and values climbing, demand stays strong. Priced to attract serious buyers chasing dependable cash flow.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,515
Property taxesest. at asking price, Duval County$775
Estimated total, before insurance$3,290/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,588/yr · $716/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$474,900
$94,980
Loan Term
Monthly Payment
$2,515
Principal & Interest: $2,515
Property taxes (est.): $775
Insurance (est.): $317
Estimated Total Monthly
$3,607
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1936)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,673 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$491,376$387,024 $16,944
2024$508,320$351,840
2023$508,320$319,855
2022$389,712$290,778
2021$341,704$264,344 $30,358
2020$311,346$240,313

2025 property taxes (current owner): $8,588/yr

Estimated taxes if purchased at asking price: ~$9,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 12, 2026Price change$474,900$20,100
  • Jul 29, 2026Price change$495,000$25,000
  • Jun 17, 2026Listed$520,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$474,900
Price / Sq Ft$168
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,824
Acres0.14 acres
Year Built1936
TypeResidential Income
Sub-TypeTriplex
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

MiddleSelect One

Community Information

Address2652 Dellwood Avenue, Jacksonville, FL 32204
Area031-Riverside
SubdivisionRiverside Park Place
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Lot Size6,098.4 sq ft
Parcel Number0651230000

Amenities

UtilitiesSeparate Electric Meters
SewerPublic Sewer
Water SourcePublic
ParkingOff Street

Interior

AppliancesDishwasher, Electric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air, Separate Meters
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesWood Burning
LaundryIn Unit, Lower Level

Exterior

Lot DescriptionHistoric Area
RoofShingle
ConstructionBrick
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJune 17, 2026
Days on Market91
Tax Amount$8,588.37
Tax Year2025
Listing TermsCash, Conventional
New ConstructionNo

Listing Courtesy of: HILL STREET REALTY, INC. · hillstreetinc@gmail.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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