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Active Under Contract

Active Under Contract·42 days on market

110 Plumosa Drive

Georgetown, FL 32139

$229,000$207/sqftEst. $1,168/moMLS# 2150717
2
Beds
2
Baths
1,104
Sq Ft
1982
Built
Garage
No
Pool

About this home

Georgetown

Looking for peace and quiet? Want to be close to river? Look no further. This immaculately kept 2 bedroom, 2 bath room home is calling you. Situated on a spacious corner lot, this property has it all. Just the right amount of beautiful shade trees, not one, but two sheds, a two car detached carport20' x 20' (in addition to a single car attached carport), as well an RV carport 20'4'' X 12'4''. You will enter through a large screened-in porch, to which another even larger screened porch is attached, creating almost 700 extra square feet of living space. Inside, you will find a meticulously maintained home with a great flow, updated flooring and appliances. Numerous windows bring in the natural light, enhancing the serenity of this wonderful property. Priced to sell, this outstanding home won't last. Schedule your showing soon.

Cost to own

Mortgage calculator

$229,000
$45,800
Loan Term
Monthly Payment
$1,168
Principal & Interest: $1,168
Insurance (est.): $153
Estimated Total Monthly
$1,320
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,168
Estimated total, before insurance$1,168/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,148/yr · $96/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,148/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1982)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,591 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 10, 2026Active Under Contract$229,000
  • Jun 15, 2026Listed$229,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$229,000
Price / Sq Ft$207
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,104
Acres1.15 acres
Year Built1982
TypeResidential
Sub-TypeManufactured Home
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

School Information

MiddleMiller Intermediate
HighCrescent City

Community Information

Address110 Plumosa Drive, Georgetown, FL 32139
Area583-Crescent/Georgetown/Fruitland/Drayton Isl
SubdivisionWhispering Pines
CityGeorgetown
CountyPutnam
StateFL
Zip Code32139
Lot Size50,094 sq ft
Parcel Number311227722702600050
ZoningResidential

Amenities

UtilitiesElectricity Connected, Propane
SewerSeptic Tank
Water SourceWell
ParkingAttached Carport, Detached Carport, RV Access/Parking, Other

Interior

Interior FeaturesEntrance Foyer, Open Floorplan
AppliancesDryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionCorner Lot
Patio / PorchCovered, Front Porch, Screened, Side Porch
RoofMetal
Other StructuresShed(s)
Road SurfaceDirt

Additional Information

Date ListedJune 15, 2026
Days on Market28
Tax Amount$1,147.58
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER BEN BATES INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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