This home is in Austin Park, Ponte Vedra.

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Active

Active·45 days on market·Austin Park

131 Cornwall Drive

Ponte Vedra, FL 32081

$700,000$281/sqftEst. $3,569/moMLS# 2150072

Beds

Baths

2,490

Sq Ft

2010

Built

Garage

Yes

Pool

About this home

Austin Park

$10,000 seller contribution to buyer for rate buy-down, closing costs, or price reduction. Owner motivated, bring all offers! Don't miss this opportunity! Best value per SF w/ a pool. This concrete block home is within walking distance of Valley Ridge Academy (K-8) & just minutes from Nocatee resort-style amenities. The open floor plan features a dedicated office, a formal dining room w/ elegant wainscoting, & a spacious great room accented by plantation shutters. The kitchen features white cabinetry, granite countertops, & stainless steel appliances, including a brand new refrigerator. Tile & wood flooring run throughout the home with no carpet. The owner's suite offers dual vanities & a relaxing garden tub. The upstairs bonus suite w/ bath provides flexible space for guests, a media room, or multi-generational living. Home includes a storage/safe room. Enjoy Florida living at its best in the large, fenced backyard, featuring a pool, expansive paver deck, & a fire pit.

Cost to own

Mortgage calculator

Home Price

$700,000

Down Payment: 20%

$140,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$3,569

Principal & Interest: $3,569

Property taxes (est.): $932

Insurance (est.): $467

Estimated Total Monthly

$4,967

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$3,569

Property taxesest. at asking price, St. Johns County$931

HOAbilled quarterly$61

Estimated total, before insurance$4,561/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,258/yr · $522/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$575,026	$275,435	—
2024	$590,400	$266,965	—
2023	$583,034	$257,733	—
2022	$503,915	$248,770	—
2021	$358,379	$240,068	—
2020	$341,551	$236,063	—

2025 property taxes (current owner): $6,258/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2010)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 11, 2026Listed$700,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$700,000

Price / Sq Ft$281

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,490

Acres0.26 acres

Year Built2010

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

School Information

ElementaryValley Ridge Academy

MiddleValley Ridge Academy

HighAllen D. Nease

Community Information

Address131 Cornwall Drive, Ponte Vedra, FL 32081

Area272-Nocatee South

SubdivisionAustin Park

CityPonte Vedra

CountySt. Johns

StateFL

Zip Code32081

Lot Size11,325.6 sq ft

Parcel Number0232320870

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDisposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Wood

# of Stories2

LaundryLower Level