Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

For Rent·51 days on market

95111 Timberlake Drive

Fernandina Beach, FL 32034

$2,150/moMLS# 2150069

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Pam Lemos · KELLAR REALTY AND PROPERTY MANAGEMENT INC pam@kellarrealty.com

Beds

Baths

1,564

Sq Ft

2017

Built

Garage

Pool

About this home

Fernandina Beach

Beautiful 3/2 in desirable Fernandina Beach, Timberlake Community. This lovely well maintained home features all Stainless steel appliances, wall to wall carpet, walk in closet, 2 car garage and spacious rooms. Split bedrooms. Master bath has tub with shower and a double vanity. Large fenced back yard. All photos were taken prior to current tenant move-in. Community Pool and Playground. Call today, this one won't last!

Cost to own

Mortgage calculator

Home Price

$2,150

Down Payment: 20%

$430

Interest Rate: 6.58%

Loan Term

Monthly Payment

$11

Principal & Interest: $11

Property taxes (est.): $3

Insurance (est.): $1

Estimated Total Monthly

$15

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$284,818	$260,109	—
2024	$275,355	$236,463	—
2023	$266,306	$214,966	—
2022	$224,789	$195,424	—
2021	$177,658	$177,658	—
2020	$181,984	$181,984	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.