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Active

Active·102 days on market

9765 S Glen Avenue

Glen St. Mary, FL 32040

$258,000$253/sqftEst. $1,366/moMLS# 2150044
$6,900 below original list
2
Beds
2
Baths
1,018
Sq Ft
2026
Built
Garage
No
Pool
FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 storyNew construction

About this home

Glen St. Mary

Welcome to this stunning brand-new construction home featuring a welcoming front porch and an inviting open floor plan that blends comfort and style. Enjoy the convenience of a covered carport, offering protected parking for your vehicles and easy access to the home, rain or shine The beautifully designed kitchen includes granite countertops, a stunning tile backsplash, and soft-close cabinets, offering both elegance and everyday convenience. Open family room for entertaining. The spacious master bedroom provides a relaxing retreat, complemented by a master bath with double vanities for added comfort. This unique home is perfect for a first-time homebuyer or anyone looking to downsize without sacrificing quality. Nice back yard for your kids to play. Plus just seconds from the interstate, shopping and schools which offers unmatched convenience. You truly have to see this home in person to appreciate everything it has to offer

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$1,366
Estimated total, before insurance$1,366/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$258,000
$51,600
Loan Term
Monthly Payment
$1,366
Principal & Interest: $1,366
Insurance (est.): $172
Estimated Total Monthly
$1,538
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer records conflict — verify

The MLS lists “Public Sewer”, while Florida DOH records suggest an onsite septic system. Don’t rely on either — confirm the actual system, and if septic is possible, budget an inspection, before you offer.

Sources: MLS listing + Florida DOH Water Management Inventory (public record).

Solar potential: ~1,528 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $377/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 25, 2026Price change$258,000$6,900
  • Jun 11, 2026Listed$264,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$258,000
Price / Sq Ft$253
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,018
Total Structure Area1,326 sq ft
Acres0.22 acres
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

School Information

MiddleBaker County
HighBaker County

Community Information

Address9765 S Glen Avenue, Glen St. Mary, FL 32040
Area501-Macclenny Area
SubdivisionMetes & Bounds
CityGlen St. Mary
CountyBaker
StateFL
Zip Code32040
Lot Size9,583.2 sq ft
Parcel Number362S21005100420040

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingCarport

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringLaminate
# of Stories1
LevelsOne

Exterior

FencingBack Yard, Privacy
RoofShingle
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedJune 11, 2026
Days on Market75
Tax Amount$376.95
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: THOMAS R RHODEN AGENCY, INC · brandivolz@rhodenrealestate.com

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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